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How Credit Card Interest Works: The Math
 
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Have you ever wondered how credit card interest works? How do they determine how much you owe? Your credit card probably lists an annual interest rate, an "APR". This video will explain how to use your APR to figure out exactly how much interest you will owe on your credit card bill. The banks usually use a method called "Average Daily Balance". This video works though an example of the math, so you can get a deep understanding of what goes on behind the scenes. Don't forget to watch How Credit Card Grace Periods work to avoid interest all together: https://youtu.be/TYK5GA4uYwU
Cut credit card interest costs by exceeding minimum payments
 
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Paying just a little more than your credit card's monthly minimum payment makes a big difference. Let's take a look at Tom and Sarah to see just how big. Tom and Sarah both charge super-sleek, razor-thin laptops on the same day for $2,000. (Peter and Mary are both very cool cats.) So each has a beginning balance of $2,000. If you think of debt as a pile of dirt that has to be shoveled away, Tom and Sarah are starting out with equal piles. Both Tom and Sarah's credit cards charge 18% interest -- and require a typical minimum payment of the interest, plus 1% of the total balance. Tom only pays the minimum -- which means he's keeping ahead of interest charges, but not by much. Sarah, though, is a go-getter. She pays an additional $10 each month. It's like having a helper digging alongside her. So Sarah's progress is quicker. How much quicker? By only making minimum payments it will take 131 payments -- almost 11 years -- for Tom to pay off his balance. Tom's interest charges will add up to $2,039 -- more than the computer itself. Sarah, however, will cut her interest payments and time in debt almost in half. She'll be in the clear after six and a half years and pay only $1,213 in interest. By paying just $10 extra each month, Sarah saves $826 in interest charges and is done making payments 4.4 years earlier. So Sarah can chill ... while Tom's still diggin'. Want to see how minimum payments make your pile of debt stick around? Go to CreditCards.com/calculators.
Views: 13452 CreditCards.com
How I Use the Grace Period to Avoid Paying Interest/Push Payments Back
 
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Welcome to my MissBeHelpful channel! It's always around the holiday season that I end up spending just a little bit more than I usually spend. That's why I know all of my credit card Statement Closing Dates and Grace Periods - so I can push payments back by shopping as early on in the billing period as possible! Watch to hear an example of this and learn more about your credit card's grace period. Click here to learn more: http://www.creditcards.com/glossary/term-grace-period.php http://www.creditcards.com/glossary/term-grace-period.php https://www.discover.com/credit-cards/cardmember-agreement/payments.html#calculateInterest http://blog.equifax.com/credit/can-one-late-payment-affect-my-credit-score/ https://www.discover.com/credit-cards/help-center/payments/automatic-bill-pay.html http://img.jagoinvestor.com/ji/how-credit-card-billing-cycle-works.png More from MissBeHelpful: My VERY FIRST video (AWWW): https://www.youtube.com/watch?v=SO-xx4acDEM&t=206s How to Improve Your Credit Score FAST: https://www.youtube.com/watch?v=QX3JZeEVgBM Common Credit Card Myths: https://www.youtube.com/watch?v=RFPeyxmMbo4&t=4s Budgeting Basics: https://www.youtube.com/watch?v=_au8Vm66xTs&t=9s How I Save Half of My Income: https://www.youtube.com/watch?v=swaKg2PmSJI&t=1s Why You Need to Start Retirement Saving in Your 20’s: https://www.youtube.com/watch?v=T9P2Fp-hb3I&t=13s 5 Things to Consider When Applying for New Credit Cards: https://www.youtube.com/watch?v=iXowOnl0Wrc&t=86s Credit Card Rewards… Do’s and Dont’s: https://www.youtube.com/watch?v=vYAZQBYcijs&t=1s Become and Expert at Reading You Credit Card Statement: https://www.youtube.com/watch?v=EsCuSODsRnY&t=8s How To Improve Credit With Limited or No Credit History: https://www.youtube.com/watch?v=dslSyGRM6s4&t=7s Best Apps to Save for Retirement with a ROTH IRA: https://www.youtube.com/watch?v=mwiUPkBI-1Q&t=27s Best New Way To Improve Credit - No Credit Card Required: https://www.youtube.com/watch?v=6b9eMsb7K8U&t=1s How Trump Can Affect Your Finances: https://www.youtube.com/watch?v=S0Sv6-lXJhY&t=4s Let’s connect: FACEBOOK: https://www.facebook.com/missbehelpful/ INSTAGRAM: https://www.instagram.com/missbehelpful/ SNAPCHAT: Coming Soon! BUSINESS INQUIRIES: [email protected] ’Til next time… PEACE!
Views: 25904 MissBeHelpful
#creditQandA – How do I avoid paying interest charges?
 
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Capital One Canada President, Shane Holdaway, gives his tips on how to avoid paying interest charges on your credit card. Do you have a credit question? Ask us on Twitter @CapitalOneCA and include the hashtag #creditQandA
Views: 4364 CapitalOneCA
How Credit Cards Calculate Interest | BeatTheBush
 
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Minimize interest charges by understanding how Credit Cards calculate interest on your bill. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 13974 BeatTheBush
Money Guru : Experts advice on use of credit cards | Part I
 
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Watch this special segment and get to know about, Experts advice on the use of credit cards. To know more watch this full video here. Zee Business is one of the leading and fastest growing Hindi business news channels in India. The channel has revolutionized business news by its innovative programming and path-breaking strategy of making business news a 24/7 activity as it is not just limited to the stock market. This has made Zee Business your channel to wealth and profit. Besides updated hourly news bulletins, there is a lot to watch out for, whether it be stock market related detailed information, investments, mutual funds, corporate, real estate, travel or leisure. The channel has the most diverse programming portfolio which has positioned it as a channel of choice amongst viewers. By speaking a language of the masses, Zee Business is today the most preferred for business news. Some of the popular shows of Zee Business are: Share Bazar, Mandi Live, Aap Ka Bazar, First Trade, Big Debate etc.
Views: 806563 ZeeBusiness
How to enter Credit Card Charges, Reconcile and apply Partial Payments in QuickBooks
 
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Learn how to Enter Credit Card Charges, Reconcile Your Credit Cards and Apply Payments inside QuickBooks. Don't miss a tip, Join my Tips & Tricks: https://CandusKampfer.com/tips Candus' Free Mini Course: https://canduskampfer.com/minicourse/ Find out how to Join my QuickBooks Simplified Community: http://quickbookssimplified.com Are you new to QuickBooks or are you struggling to figure out the software? Would you love a course that is step by step vs searching for each answer and trying to figure it all out on your own? I would like to share with you my course called Confidence with QuickBooks. Everyone who has taken the course loves it. For more details visit: http://ConfidenceWithQuickBooks.com If you need help with QuickBooks, set up an appointment here: https://canduskampfer.com/private-sessions-with-candus/ Click here to be notified of upcoming Webinars & Workshops: https://canduskampfer.com/webinar-wai... Learn how to process: 941, 940, DE9, DE9C, W2's, W3, 1099-misc & 1096. Click here to join and for more details: https://canduskampfer.com/quarterly-and-year-end-forms-cou Have a great day! Candus :)
Views: 78986 Candus Kampfer
How to Calculate Car Payments
 
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Watch more How to Buy a Car videos: http://www.howcast.com/videos/399308-How-to-Calculate-Car-Payments You've just seen the car of your dreams, but you're not sure if the price is right. In a few steps, you can calculate your potential car payments and decide if you'll be able to afford a new ride. Step 1: Convert the interest rate percentage to a decimal Convert your loan's interest rate to a decimal number by dropping the percent sign and dividing the number by 100. Step 2: Divide decimal number by 12 Divide the interest rate on your car loan by 12. Write this number on a piece of paper. Step 3: Multiply by your car loan principal Multiply the number by the loan's principal amount -- the total amount of your car loan. Write this number down, as it will be used in your final calculation. Tip Remember to subtract any down payment you might make from the new car's purchase price when figuring out the principal amount. Step 4: Add 1 plus the interest divided by 12 Recall the number you got from dividing the interest rate by 12 in step 2. Add 1 to this number. Step 5: Multiply sum by itself, using number of payments as exponent Take the sum from step 4 raised to the power of the number of months included in the term of your loan. For example, if you will make 36 monthly payments, multiply the sum from step 4 by itself 36 times. Step 6: Calculate 1 divided by this sum Calculate 1 divided by the result from step of your multiplication. Tip Round this number to the nearest hundredths place to make it easier to work with. Step 7: Subtract sum from 1 Subtract this number from 1. Jot this number down for use in your final calculation. Tip Avoid the math by using car payment calculators found on many auto dealer and bank websites. Step 8: Divide the first number by the second Divide the number from step 3 by the number from step 7 for your final monthly car payment. Think about whether this will fit into your monthly budget. If so, you might want to ride off in that dream car. Did You Know? The Smithsonian Institute has been collecting cars since 1899, and has more than 60 cars in its collection, including a 1913 Model T Ford and a 1903 Cadillac.
Views: 189409 Howcast
$33,000 Personal Funding/ Credit Cards vs Charge Card/What's better for you Q&A #gizzycredit
 
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$33,000 Personal Funding/ Credit Cards vs Charge Card/What's better for you Q&A #gizzycredit Maria Asked: What is a charge card? Is it worth having one? My son is asking me this. He actually wants to know how does his card utilization show up and how would it affect his score if he closes it? He has the golden America express charge card ok, a charge card is a card that provides a payment method enabling the cardholder to make purchases which are paid for by the card issuer, to whom the cardholder becomes indebted. The cardholder is obligated to repay the debt to the card issuer in full by the due date, usually on a monthly basis, or be subject to late fees and restrictions on further card use. Though the terms charge card and credit card are sometimes used interchangeably, they are distinct protocols of financial transactions. Credit cards are revolving credit instruments that do not need to be paid in full every month. There is no late fee payable so long as the minimum payment is made at specified intervals (usually every thirty days). The balance of the account accrues interest, which may be backdated to the date of initial purchase. Charge cards are typically issued without spending limits, but credit cards usually have a specified credit limit that the cardholder may not exceed. So, we dont recommend them unless you will be a person who will be paying off your debts ASAP by the end of the month. Many of our customers need an extra 2 or 3 months to pay off debt but if your son i wanting to be debt free and just use the card for emergencies, then I say get it but dont expect your credit scores to go up...these charge cards will always show as being maxed out because there's no limit, the limit is what you give it...in a credit card, there's a limit and your credit scores are determined by (if you're not maxed out or not) ...so basically, if you are maxed out, your credit scores can be at or around 690 to 710 credit scores, if you're not maxed out, you can be at or higher than 730+ credit scores. Subscribe and hit the notification bell! ► https://www.youtube.com/user/JaguarPaw1 Scotty on Social: Facebook ► https://www.facebook.com/GizzyCredit750/ Instagram ► https://www.instagram.com/gizzycredit/ Twitter ► https://twitter.com/GizzyCredit This is the people's credit repair channel! The most honest and funniest credit talk channel on YouTube. Real truth about everything in credit repair/business credit! Learn how to fix your credit and how to get new credit. I've been educating people on credit for the past 9 years and I'm here to share my knowledge with you. ►Here's our weekly video schedule: Monday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Tuesday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Wednesday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Thursday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Friday: Follow me on Instagram/Stories for #creditrepair Quote/Result Videos Saturday: Follow me on Instagram Crossfit/Stories Sunday: Viewer Credit Question & Answer Video
Views: 380 #GizzyCredit
Stores can require minimum purchase
 
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A new financial reform law will give stores the green light to require minimum purchases to cover credit cards costs.
Views: 234 41 Action News
How to enter Credit Card Charges into QuickBooks
 
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Want to enter credit card charges into QuickBooks and Reconcile. I created this How to Training for You. This video covers how to add a credit card into QuickBooks, adding charges and Reconciling. Don't miss a tip, Join my Tips & Tricks: https://CandusKampfer.com/tips Candus' Free Mini Course: https://canduskampfer.com/minicourse/ Find out how to Join my QuickBooks Simplified Community: http://quickbookssimplified.com Are you new to QuickBooks or are you struggling to figure out the software? Would you love a course that is step by step vs searching for each answer and trying to figure it all out on your own? I would like to share with you my course called Confidence with QuickBooks. Everyone who has taken the course loves it. For more details visit: http://ConfidenceWithQuickBooks.com If you need help with QuickBooks, set up an appointment here: https://canduskampfer.com/private-sessions-with-candus/ Click here to be notified of upcoming Webinars & Workshops: https://canduskampfer.com/ webinar-waiting-list/ Learn how to process: 941, 940, DE9, DE9C, W2's, W3, 1099-misc & 1096. Click here to join and for more details: https://canduskampfer.com/quarterly-and-year-end-forms-cou Have a great day! Candus :)
Views: 47012 Candus Kampfer
Permanent Perfection of Purchase Money Security Interest
 
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http://thebusinessprofessor.com/permanent-perfection-of-purchase-money-security-interest/ Permanent Perfection of Purchase Money Security Interest
Views: 97 Jason Mance Gordon
How to use credit card smartly  to earn money
 
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Many People say that using Credit Card should be avoided,i suggest that misusing of credit card should be avoided.Credit Card used in a smart way can help you avail so many discounts as well as cash back. what this video to understand how the interest on credit card works and why it is important to make the credit card payment in full. Below is the link to apply the citi bank Indian oil card that i use (affiliated) https://www.online.citibank.co.in/portal/newgen/cards/tab/apply-now.htm?campaign_id=creditcards3&referralCode=Bh218C09 most popular video of my channel https://www.youtube.com/watch?v=ef_Kj-1yXiI subscribe to my channel https://www.youtube.com/channel/UCyLz9DkPmnqyXMbRTRGBftQ thanks for watching :-)
Secret Behind 0% EMI
 
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Let's Understand the Secret Behind 0% EMI. To Learn More, Please Watch the video!! Analysis of My Own Financial Statements- Part 2 By Vishal Thakkar https://youtu.be/ZYX3ZioKxQE For More Updates follow me on: Facebook Link...https://www.facebook.com/tovishalthakkar Twitter Link...https://twitter.com/authorvishalt?lang=en Linked in Link. in.linkedin.com/in/vishalthakkar1405/ To know more about my channel, SUBSCRIBE now http://www.youtube.com/user/financetubebyvishalt?sub_confirmation=1
Views: 211331 Finance Tube
Which Debt Do I Need To Pay Off First?
 
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Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 682496 The Dave Ramsey Show
Tally TDL for Freight Charges in Purchase and Sales Invoice and Purchase and sales Register View
 
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with this Tally TDL you can note the Freight Charges in Purchase and Sales Invoices . It is Very useful TDL to Calculate Additional costing and Net Landing Costing. To Download this Tally Add on Click the below link. visit our blog: http://goodwilllearningworld.blogspot.in/ Joint with our Accountant Community We give solution for your Query: https://plus.google.com/communities/110201624298994921781?sqinv=T1Y1elpPQktHUzlOU0h3UmlpcGxUcHlPNlcxc0hB send Mail to: [email protected] [email protected] Follow us on Twitter: https://twitter.com/gw_learning Follow us on Facebook: https://www.facebook.com/goodwilllearningworld/ Follow us on Google Plus: https://plus.google.com/103908866242705266082 Visit And Subscribe Our YouTube Channels to View All Videos And Updates https://www.youtube.com/c/GoodwillLearningWorld To Download this Tally.Erp 9 TDL : https://drive.google.com/file/d/1uiJNwh9uvl979PuUcAQQQaqvK7aoxJnq/view?usp=sharing View and download our Popular TDL uploads in YouTube Amazing and Useful Tally TDL with 100 Functions - One Tally Add on With 100 Functions: https://www.youtube.com/watch?v=Jr7f8OuUk_g Amazing and useful 75 Tally TDL , Important Tally Add on for Accountants and Business People : https://www.youtube.com/watch?v=P0c8Wzarrzc Amazing Tally Dashboard TDL - Tally Dashboard - Tally Add on for Tally Dashboard : https://www.youtube.com/watch?v=kbnu6mna7Ec Tally TDL for Recycle bin for Tally Erp 9 latest version - Tally Add on for Recycle bin : https://www.youtube.com/watch?v=YAkRFh3aQ0A Tally TDL for Advanced Compound Interest Calculator : https://www.youtube.com/watch?v=KF3VO2YfdLI Tally TDL for Employee Photo in Pay Slip and Profile with Print Option: https://www.youtube.com/watch?v=rgXxIDJyNas Tally TDL for change the Font and Style of Your Company Name and Buyer Name in Invoice Printing : https://www.youtube.com/watch?v=BsjTTkr8ghU Tally TDL for Previous Balance and Current Balance in Receipt Voucher: https://www.youtube.com/watch?v=x7cts2LvcdM Tally TDL to View item Purchase and Sales History: https://www.youtube.com/watch?v=oakaH1VO7Yc Tally TDL for Cash Denomination for Cash Receipts: https://www.youtube.com/watch?v=j_CszY4gdoM Tally TDL for Disable - Delete and Cancel Button for Users: https://www.youtube.com/watch?v=K8wWbpTtXMM Tally TDL for Broker Report, Salesman Report, Transport Report and Sales Turnover with Print Option: https://www.youtube.com/watch?v=75qf8RvwazY Tally TDL for Auto Manual Voucher Number: https://www.youtube.com/watch?v=4YAxfVwx_jc Tally TDL for Receipt Voucher Enhanced with Previous Balance and Logo Print: https://www.youtube.com/watch?v=PSPKl463WFs Tally TDL for Payment voucher Print Enhancement with Auto and Predefined Narration: https://www.youtube.com/watch?v=HhgEbyXK6oc Tally TDL for Journal Voucher Enhancement with Logo Print : https://www.youtube.com/watch?v=vB3TkRZT5jM Tally TDL for Packing Slip and Invoice Two in one Print : https://www.youtube.com/watch?v=mRvlOUmjtwM Tally TDL for Salable Quantity (Stock Quantity minus Sales Order Pending = Salable Quantity) : https://www.youtube.com/watch?v=ETjsCUg4ZaA Tally TDL for Batch wise Details in Sales Invoices : https://www.youtube.com/watch?v=txMh6_Bq8-U Tally TDL for Change the Narration from Day book and Ledger Account with Multi-line Selection option : https://www.youtube.com/watch?v=5KECS0C6hjE Tally TDL for View Stock Item Image in Inventory Master Tally Add on for View Stock Item Images : https://www.youtube.com/watch?v=Svg6dp9ic0g Tally TDL for GST Invoice Customization with Custom Bank Detail, E Way Bill number, Group Total : https://www.youtube.com/watch?v=CwphIQW9IwM Tally TDL for Outstanding Running Balance - Tally Add on for Outstanding Running Balance https://www.youtube.com/watch?v=3MIqzp3Vlqw Tally TDL for Inactive Dormant option for Stock Item and Ledger Account https://www.youtube.com/watch?v=8FSk3fJtOTU Tally TDL for GSTIN, PAN and Contact Details - Tally Add on for GSTIN, PAN and Contact Details https://www.youtube.com/watch?v=yCMJJJpuctM Amazing tally TDL for company wise (Multi Company) Seal and authorized Signature https://www.youtube.com/watch?v=Tv6VwAP2hmY Tally TDL for Ledger Closing Balance in Words in Indian Rupees - Tally Add on Download https://www.youtube.com/watch?v=elufHPX3MbY Tally TDL for Change the Narration from Day book and Ledger Account with Multi-line Selection option https://www.youtube.com/watch?v=5KECS0C6hjE
What Is A Purchase Rate?
 
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Credit card interest rates explained credit cards guides rate explaining on e4s. Credit card companies charge you interest every month on the balance of your account depending purchase hi, my vanquis came yesterday, and at top attached letter it states credit limit 500. When a fee is charged, it's treated like any other purchase. When a fee is charged, it's treated like any other purchasecredit card interest rates types, when they apply & how to avoid credit explained the balance. Your monthly purchase interest rate is representative apr the most common for customers taking out specific product. Googleusercontent search. We use a number of factors to decide the interest rates we give don't get caught out when balance transfer or special rate ends. Beginner's guide to purchase credit cards what is a card 'purchase interest rate'? Quora. How credit card promotional rates work the balance. Repeat purchase rate, and how to calculate it little stream software. What is advance purchase rate? Definition and meaning. Investopedia investopedia terms p purchase rate. Interest rate increases can be applied to new purchases as long 20 oct 2016 but, some credit cards apply the introductory both and balance transfers. The rate that is charged depends on the type of transaction, with balance transfer, cash advance, and purchases carrying different rates. Definition of advance purchase rate price a good or service purchased (or committed to purchase) before its actual use, provision, arrival. Purchase apr investopediapurchase investopedia. The more customers who come back and buy two, three, or even ten times, the 5 mar 2015 look for a credit card with 0. The purchase rate is the interest that most commonly associated with credit cards, and which understood by cardholders apr charged on remaining balance for any purchases made card if total of a not paid in full each month; When month, no finance charges are applied regular put. Purchase rate credit card terms and glossary. Purchase apr investopedia. 0% purchase credit cards find all the best deals here. Cash advances rarely receive your store's repeat purchase rate shows you how loyal customer base is. What is a monthly purchase interest rate? Moneysavingexpert what's the difference between representative apr and simple rate ends. Therefore, interest is applied 2 apr 2009 regular the another way to refer rate(s) you're assessed for purchases, transfers, and cash advances after 6 aug 2016 rate one of most important components a credit card. What are the benefits of 0% per annum interest rates on purchases? Cibc. It's not likely that an introductory rate would apply to 7 apr 2017 however, more credit card issuers are extending the promotional rates both purchases and balance transfers. Purchase rate definition. Asp url? Q webcache. It differs from a cash advance rate in that it is lower 24 jul 2009 if you clear your credit card each month, then the annual of interest months, which can be helpful want to make larg
Views: 70 new sparky
Consumer Alert: Merchants can’t charge debit card users minimum purchase fees
 
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Minimum purchase requirements for debit or credit card transactions can be a nuisance if you're trying to make a small purchase but don't have cash on hand.
Views: 74 41NBC
How to find Interest & Principal payments on a Loan in Excel
 
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More help: https://www.teachexcel.com Excel Forum: https://www.teachexcel.com/talk/microsoft-office?src=yt How to find the interest and principal payments on a fixed rate loan in excel. This tutorial will walk you through using the PPMT() and IPMT() functions in excel in order to find out how much of a monthly payment on a loan actually goes to pay off the loan amount and how much is just an interest payment. More free excel stuff such as macros, tutorials, articles, etc. go to: TeachExcel.com
Views: 435162 TeachExcel
Home Loan Hidden Charges - Hindi
 
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15 Home Loan Hidden Charges other than interest rate charges- Explained in Hindi. Additional Charges like Home Loan Processing Fee, Transfer Charges, Prepayment or Foreclosure charges, Conversion Charges, Switching Fee, Legal Charges, Valuation Charges, Home Loan Insurance, Late Payment Charges, List of Documents, Cheque Bounce or ECS Return etc. Related videos: Home Loan Prepayment: https://youtu.be/wN3_iBI19eQ Loan Repayment Default: https://youtu.be/LvhsikhhI7I Home Loan Balance Transfer: https://youtu.be/dggMG2rNQbw Home Loan Insurance: https://youtu.be/qml6824n_-8 GST on Loans: https://youtu.be/xQ3qhx4MK4w You will face these charges when you take home loan from any bank - SBI, HDFC, ICICI, PNB, Axis Bank etc. or through any NBFC like DHFL, Bajaj Finance, Indiabulls etc. होम लोन इंटरेस्ट रेट्स के अलावा भी 15 हिडन चार्जेज़ होते हैं। होम लोन प्रोसेसिंग फीस, ट्रांसफर चार्जेज़, प्रीपेमेंट या फोरक्लोज़र चार्जेज़, कन्वर्ज़न चार्जेज़, स्विचिंग फीस, लीगल चार्जेज़, वैल्यूएशन चार्जेज़, होम लोन इन्स्योरेन्स, लेट पेमेंट चार्जेज़, लिस्ट ऑफ़ डाक्यूमेंट्स, चेक बाउंस या ईसीएस रिटर्न आदि जैसे अतिरिक्त शुल्क बैंक द्वारा लिए जाते हैं। आपको इन हिडन चार्जेज का सामना तब करना होगा जब आप किसी बैंक से होम लोन लेते हैं, जैसे - SBI, HDFC, ICICI, PNB, Axis Bank आदि। या फिर आप किसी NBFC से से होम लोन लेते हैं जैसे - DHFL, Bajaj Finance, Indiabulls आदि। Share this Video: https://youtu.be/wvJ6MbWJP74 Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What are hidden charges of a home loan? How to negotiate or eliminate the hidden charges of home loan? What are major home loan charges? How to negotiate home loan processing charges? What other charges bank apply to home loan apart from home loan interest rates? How bank charges for home loan transfer? When does bank take prepayment charges? What is prepayment penalty for a home loan? How much bank charges for property valuation? What is home loan insurance? How does bank charge late payment charges, EMI bounce charges, cheque bounce and ECS return charges? What are home loan hidden charges when you take the loan from a bank? What are home loan hidden charges when you take a home loan from NBFC? What additional charges are applicable to home loans? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Instagram - http://instagram.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Google Plus – https://plus.google.com/+assetyogi-ay Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Pinterest - http://pinterest.com/assetyogi/ Hope you liked this video in Hindi on “Home Loan Hidden Charges”.
Views: 23445 Asset Yogi
How To Enter Credit Card Charges In Quickbooks
 
08:20
http:--qbuniversity.org -This video shows you how to correctly enter your credit card charges in Quickbooks, and then correctly reconcile the credit card and enter a bill for payment. -~-~~-~~~-~~-~- For more free videos, full training series plus personal support for all your QuickBooks questions, please visit http://QBUniversity.org -~-~~-~~~-~~-~-
Vehicle Financing and APR - Interest Rates, FICO Credit, and Loans
 
11:48
In this episode of Proctor Car Tips, Will answers frequently asked questions about vehicle financing and vehicle APRs to help you purchase your next car. Will discusses interest rates vs. apr, average interest rates, FICO credit scores, auto loans, mortgage and student loans, and financing new vs. used cars. Please leave comments below if you have any more vehicle financing questions. Learn more at, http://www.proctorcars.com Vehicle Financing and APR - Interest Rates, FICO Credit, and Loans https://youtu.be/1sgSMBX0je0 Learn more about common car issues, new car features, car parts, car financing, or new cars on the Proctor Car Tips Channel. These helpful car tip videos will help you learn more about car parts, how to fix common car issues, purchasing a new vehicle, trading in your old vehicle, understanding new car features, or virtually road testing the newest cars on the market. Proctor Car Tips http://bit.ly/ProctorYouTube The Proctor Car tips channel is owned and operating by The Proctor Dealerships which include: Proctor Honda http://www.proctorhonda.com/ Proctor Acura http://www.proctoracura.com/ Proctor Subaru http://www.proctorsubaru.com/
Englert LeafGuard- $99 Install Sale!
 
00:31
$99 Installation for a limited time on a complete LeafGuard system! Bonus! Free Holiday Lights! Installed with your LeafGuard purchase! Ask about ZERO MONTHLY INTEREST if paid in full by April 2020! Call now & DOUBLE YOUR GIFT! Receive a Free $100 Dining Advantage Gift Card with in-home estimate! Does not include material costs. Offer expires 11/30/18. White holiday lights for front of home only installed upon completion of LeafGuard installation and receipt of full payment. Cannot be combined with any other offers. On Purchases with approved Synchrony Bank credit card 10/1/18-11/30/18 Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. $29 account activation fee will apply. Monthly payments are required equal to 2.5% of the highest balance of this promo purchase. [Englert Inc. is neither a broker nor a lender. All financing terms referenced are estimates only, subject to credit approval and terms arranged between the customer and Synchrony Bank] Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full [within18 Months]. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99% Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. With in-home estimate to homeowner(s). Limit one (1) card per household. Visit https://www.diningadvantage.com/pages/terms-of-use for complete terms and conditions and participating restaurants/venues/retail outlet. $100 Gift card given upon completion of demonstration to be mailed in by homeowner(s). Salespersons do not carry gift cards for security reasons. Allow 2-3 weeks after demonstration to receive gift card. See www.englertgutter.com/current-offers for details.
Views: 82 LeafGuardGutters
What Is A Purchase APR?
 
00:45
What does intro purchase apr mean? is a credit card interest rate? . What is an intro apr credit card faqs creditnet. In this piece, we credit card companies make money by charging interest when you use their cards. Apr 2009 regular the is another way to refer interest rate(s) you're assessed for purchases, transfers, and cash advances after 7 aug 2016 tends be higher than purchases balance transfers. 99 percent standard variable purchase apr purchase apr. Reasons to apply for a 0% interest credit card facts about apr deals nerdwallet. Mar 2015 like an enchanted carriage turning into a pumpkin at midnight, your 0. Purchase apr investopedia purchase investopedia terms p. It differs from a balance transfer apr, which is the an introductory apr rate given by credit card issuers to new customers for this low or often 0. Getting out of debt or facing a big purchase? Then 0. Some credit card issuers offer introductory 16 nov 2015 0. The apr that will be applied to all purchases you make with your credit card. What does apr mean? Readyforzero blogapr blog. This is the most 20 feb 2016 that 'introductory annual percentage rate'. Credit card interest rates types, when they apply & how to avoid what is apr or annual percentage rate the balance. If i purchase a product which costs 1200usd in 12 monthly payment for example, cash advance typically would involve higher apr than retail because the card company doesn't earn merchant fee on 24 2012 short answer is that stands annual percentage rate. 12 jul 2017 stated as a yearly rate, called the annual percentage rate (apr). 14 mar 2017 apr short for annual percentage rate, it's a legal requirement for apr to be shown on personal loans, credit cards and hire purchase 12 mar 2012 mainstreet breaks down which credit card annual percentage rates you should be looking for. How to calculate apr on a credit card 3 easy steps what is an apr(c)? Credit cards guides 'good' apr? Thestreet. The purchase apr is the interest rate charged on remaining balance for any purchases made with card if total of a credit not paid in full each month; When month, no finance charges are applied you may have seen term apr, or annual percentage rate, used reference to everything from mortgages and auto loans cards. Purchase apr investopediawhat is apr? Learn how credit card works with this what purchase How a card's introductory cards. Purchase apr' on your credit card statement tells you the rate of interest issuer is charging when buy things with 28 jan 2015 what does it mean they offer 0 percent intro for 14 months purchases, then 10. On most cards, you can avoid paying interest on purchases if pay 24 apr 2012 the short answer is that stands for annual percentage rate. Googleusercontent search. What is a purchase apr? Nextadvisor blog. If i purchase a product which costs 1200usd in 12 monthly payment 22 dec 2011 the apr is interest rate users pay for purchases made on their credit card. Asp url? Q webcache. Pretty self explanatory, as far these terms go. Understanding credit card aprs & interest rates valuepenguin. Its a usually special rate for short (0.
Views: 266 new sparky
Credit Card Statement Closing Date vs Due Date | BeatTheBush
 
03:47
Open a Chase Checking and get $200 with a monthly Direct Deposit: http://bit.ly/2EDnbOn The closing date of your credit card is not the due date. The two dates are completely separate. First, there is a period at which you are billed. The last date is your statement closing date. You are given some time to pay this bill before late charges are enforced, typically around 28 days. This date that is 28 days later is the due date. Hence, if you want to try out the credit score boosting method, you need to monitor your statement balance a day or two before the CLOSING date and make a full paying on the current account balance AND make sure it posts before the closing date. Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Get a free audiobook and 30-day trial. Even if you cancel, you still keep the book and you still support my channel for signing up. Support my channel by signing up to help me make more videos like this: http://www.audibletrial.com/BeatTheBush Credit Card for Starters Who Should NEVER Get a Credit Card: https://youtu.be/aNYZkMgTyb0 Only Use Credit or Only Use Debit: https://youtu.be/J0ZRgBIG39Q Credit Card Basics How Credit Card Calculates Interest: https://youtu.be/0Z2nWQdqa2A How Credit Card Grace Periods Work: https://youtu.be/8WuH3-PsjCA Difference Between Credit Card Inactivity and 0% Utilization: https://youtu.be/rtfJMZf_IrM Credit Card Statement Closing Date vs. Due Date: https://youtu.be/3-knvT7JbTk Does Canceling Credit Cards Affect Credit Score: https://youtu.be/jYGZukw5i-Q Can You Afford a No Limit Credit Card: https://youtu.be/sdAh7hzgJoU Credit Card Balance Transfer Hack: https://youtu.be/F2Foqg2ZTEw Credit Score Less Than 700 Maximize Credit Score while in College: https://youtu.be/pxGECoQoLLA Build Credit Fast with a $500 Credit Limit: https://youtu.be/attQKzngqoE How to Pay off Credit Card Debt: https://youtu.be/XY8YSPapnF8 How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: https://youtu.be/RNXutBGAnlM How to Boost Your Credit Score Within 30 Days: https://youtu.be/LyBjciz4-zg Credit Score More Than 700 How to Increase Credit Score from 700: https://youtu.be/MCFKNBcyAWs 740+ is Not Just For Show: https://youtu.be/1fGcpxurzgU My Credit Score: 848, How to get it Part 1: https://youtu.be/dEZLZQXRBjQ My Credit Score: 848, How to get it Part 2: https://youtu.be/Y6-SB35C7Pc My Credit Score: 848 - Credit Card Hacks and How I got it: https://youtu.be/8Xz3hi3VWfM Advanced Credit Card Tricks How to get a Business Credit Card: https://youtu.be/S3srld5_l5Y Keep 16 Credit Cards Active: https://youtu.be/yAzkEK8Y6E8 Rejected for a New Credit Card with 826 Credit Score: https://youtu.be/66O505Oj5e4 Make Credit Cards Pay You Instead: https://youtu.be/wKMJdX1fQJA Credit Card Low Balance Cancellation $2 per mont [Still Works]: https://youtu.be/2DJjfvcMCcg Cash Back Are Credit Card Points Taxable?: https://youtu.be/Tw90h8I5JNk How to Churn Credit Cards: https://youtu.be/uw__fl38Dk4 Best Cash Back Credit Cards for 2017: https://youtu.be/e_uJweUsiDk 5% Cash Back on Everything: https://youtu.be/q9g_rySm_tI Always get 11% Off Amazon Gift Cards and Amazon Hacks: https://youtu.be/vbv6Rj2uUr4 Max Rewards: What's in My Wallet: https://youtu.be/cmJDFcbjFho How I Make 200 Dollars in 10 Minute [Hint: Credit Card Bonus]: https://youtu.be/pegq4G7ZhTI When Your Best Cash Back Card Gets Cancelled: https://youtu.be/pe7OuqxGi9M Amex Blue Cash Preferred vs. Everyday Effective Cash Back on Groceries: https://youtu.be/3ezD_QwS5e0 Double Dip Groceries Cash Back with Safeway Just for U: https://youtu.be/7kBl0W_L29U Milk the Barclays Cashforward Card for the MOST Cash Back: https://youtu.be/qf2gvrk6Evo Other Channels: BeatTheBush DIY: https://www.youtube.com/BeatTheBushDIY
Views: 61082 BeatTheBush
$99 Install Sale: LeafGuard
 
00:31
$99 Installation for a limited time on a complete LeafGuard system! Bonus! Free Holiday Lights! Installed with your LeafGuard purchase! Ask about ZERO MONTHLY INTEREST if paid in full by April 2020! Call now & DOUBLE YOUR GIFT! Receive a Free $100 Dining Advantage Gift Card with in-home estimate! (Does not include material costs. Offer expires 11/30/18.) (White holiday lights for front of home only installed upon completion of LeafGuard installation and receipt of full payment. Cannot be combined with any other offers.) (On Purchases with approved Synchrony Bank credit card 10/1/18-11/30/18 Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. $29 account activation fee will apply. Monthly payments are required equal to 2.5% of the highest balance of this promo purchase.) ([Englert Inc. is neither a broker nor a lender. All financing terms referenced are estimates only, subject to credit approval and terms arranged between the customer and Synchrony Bank] Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full [within18 Months]. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99% Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.) (With in-home estimate to homeowner(s). Limit one (1) card per household. Visit https://www.diningadvantage.com/pages/terms-of-use for complete terms and conditions and participating restaurants/venues/retail outlet. $100 Gift card given upon completion of demonstration to be mailed in by homeowner(s). Salespersons do not carry gift cards for security reasons. Allow 2-3 weeks after demonstration to receive gift card. See www.englertgutter.com/current-offers for details.)
Views: 81 LeafGuardGutters
Credit Card Debt Explained With a Glass of Water
 
03:25
http://www.totaldebtrelief.net uses a pitcher and a glass of water demonstrate the effects of minimum credit card payments. This video uses a simple analogy to describe how the average American is throwing away their money to the credit card companies. Visit totaldebtrelief.net for more information on credit card debt relief.
Views: 412362 TotalDebtRelief
Plot Loan for Land Purchase - Eligibility, Interest Rates & EMI [Hindi]
 
15:07
How to take plot loan for buying residential plot, commercial plot or agricultural land purchase or plot and construction loan in India? Explained in Hindi. What are the interest rates, eligibility and documents required for plot loan or land loan from banks like SBI, HDFC, ICICI, DHFL, Axis Bank, PNB etc.? Let's understand the complete process. Related Videos: How to Buy Agricultural Land: https://youtu.be/3VBjwrqn52Y How to Buy Plot: https://youtu.be/JOOJ-nusyXE GST on Loans: https://youtu.be/xQ3qhx4MK4w Secured Loans vs Unsecured Loans: https://youtu.be/BJTPZPuohLE रेजिडेंशियल प्लाट, कमर्शियल प्लाट या एग्रीकल्चरल लैंड खरीदने के लिए लोन कैसे लें? प्लाट लोन या लैंड लोन के लिए आवश्यक दस्तावेज, ब्याज दरें और पात्रता क्या हैं? चलिए हिंदी में पूरी प्रक्रिया को समझते हैं। Share this Video: https://youtu.be/jVJw5wjM9rI Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: How to Buy a Plot or Land on Loan? How to take loan for purchasing a plot? How loan for a plot is different from home loan? Why is plot loan riskier than the home loan? Why interest rate for plot loan is higher compared to home loan? For what kind of plots one can take plot loan? What is plot and construction loan? What are the conditions bank applies to loan for land? What is the maximum loan tenure for land loan? What are the eligibility criteria for land purchase loan? What are the required documents for loan for land purchase? What are the additional charges of plot loan? प्लाट खरीदने के लिए कैसे लोन लिया जा सकता है? प्लाट लोन से होम लोन कैसे अलग होता है? होम लोन की तुलना में प्लॉट लोन क्यों ज़्यादा जोखिम होता है? होम लोन की तुलना में प्लाट लोन के इंटरेस्ट रेट्स ज़्यादा क्यों होते हैं? प्लाट लोन किस प्रकार की ज़मीन खरीदने के लिए लिया जा सकता है? प्लॉट प्लस कंस्ट्रक्शन लोन क्या है? प्लाट लोन के लिए बैंक की क्या शर्तें होती हैं? प्लाट लोन के लिए अधिकतम ऋण अवधि कितनी हो सकती है? प्लाट लोन के लिए एलिजिबिलिटी क्राइटेरिया क्या होते हैं? प्लाट लोन के लिए आवश्यक दस्तावेज कौन-से हैं? प्लॉट लोन में कौन-से अतिरिक्त शुल्क शामिल होते हैं? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Instagram - http://instagram.com/assetyogi Pinterest - http://pinterest.com/assetyogi/ Google Plus – https://plus.google.com/+assetyogi-ay Twitter - http://twitter.com/assetyogi Facebook – https://www.facebook.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Hope you liked this video in Hindi on “Plot Loan for Residential, Commercial, Agricultural Land Purchase"
Views: 31498 Asset Yogi
6 # B.com 1 HIRE PURCHASE SYSTEM If  INTEREST Rate not Given n Installment Amount Is Same
 
12:17
This video Provide Details How To Deal with Question If Interest Rate is not Given n Installment Amounts Is Same each Year 11-12 Bcom ACCOUNTS N ECONOMICS VIDEOS CHECK Playlist.... Video of 11-12 Bcom Any Commerce Subject are Also Prepared on Demand for Charges n details Call or msg 7398119054 We Provide Coaching n Online Classes for Fees n all Call 7398119054 TEDHIPULIA KURSI ROAD LUCKNOW Website : https://om-tutorials.business.site Facebook Page https://www.facebook.com/Om-Tutorials-Coaching-1901604083436713.
What is Margin Trading? | Fidelity
 
05:39
Have you always wondered what it means to trade on margin? In this video, you’ll learn what margin trading is and if it is a strategy that could help you achieve your investment goals. To get started with margin trading, visit: https://www.fidelity.com/trading/advanced-trading-tools/margin-trading To see more videos from Fidelity Investments, subscribe to: https://www.youtube.com/fidelityinvestments _____________________________________________________________ What is margin trading? How does it work, and what are some of the benefits and risks? Over the next few minutes, we’ll take away some of the mystery of margin trading and help you decide whether it is a strategy that can help you achieve your investment goals. Margin trading is a form of borrowing that lets you leverage securities you already own to purchase additional securities, protect your account from overdraft or access a convenient line of credit. Margin trading is not designed for any specific type of customer – it may be right for any investor looking for additional leverage in their investment. Here’s an example of how it works: assume you want to buy 1,000 shares of QRS stock at $10 per share, but only have $5,000 in investable cash available. With a margin account, you can use your $5,000 in cash and borrow the other $5,000 on margin to make your purchase. Without margin – with what’s called a cash account – you would need the full $10,000 in cash to make this stock purchase. Now let’s see how a margin loan could impact your investment return. Assume the QRS stock rises in value from $10,000 to $11,000 and you sell it. You would pay back the $5,000 margin loan and realize a profit of $1,000. That’s a 20% return on your $5,000 investment. Without a margin loan, you would have invested $10,000 in cash and realized only a 10% return. While leverage is a powerful tool when the price of the security moves in your favor, it is also important to recognize the downside if the stock price falls. Let’s look at the flip side of the same example. Assume the market value of the QRS stock you purchased with margin for $10,000 falls to $9,000. Your equity – which is the value of your position minus the loan balance of $5,000 – would fall to $4,000. That’s a 20% loss from a 10% decrease in market value. Just like any loan, you will also incur interest charges that begin accruing on the date your trade settles, which is typically two days for a stock. The rate you pay depends on your outstanding margin balance – known as the margin debit balance. The rate is typically calculated using a tiered schedule, meaning the higher your debit balance, the lower the rate you are charged. You should also know that margin loans have no set repayment schedule, as long as you maintain the required level of equity in your account. Let’s shift focus to this equity requirement, along with some other important requirements for margin accounts. In order to buy securities on margin, you must also deposit enough cash or eligible securities to meet the initial margin requirement for your purchase. Typically, this is 50%, which is a requirement set by the Federal Reserve Board. Once you have started buying stock on margin, you are required to maintain a certain level of equity in your margin account. This requirement varies based on the type of security. For example, a stock generally has a maintenance requirement of 25% and is set by the New York Stock Exchange and FINRA. A brokerage firm may impose a higher requirement due to factors including, but not limited to, holding a significant portion of your account in a single security, which is known as a concentrated position. The security you are investing in must be eligible for margin in the first place, and not all securities are eligible. For example, while most stocks and fixed income securities, such as treasuries, are eligible, CDs and money markets are not. You can find out whether a security is eligible, as well as the specific margin requirements for each type of security, at https://www.fidelity.com/margin. Now we’ll put this information together and see how it all works. Margin trading entails greater risk, including but not limited to risk of loss and incurrence of margin interest debt, and is not suitable for all investors. Please assess your financial circumstances and risk tolerance prior to trading on margin. If the market value of the securities in your margin account declines, you may be required to deposit more money or securities in order to maintain your line of credit. If you are unable to do so, Fidelity may be required to sell all or a portion of our pledged assets. Margin credit is extended by National Financial Services, Member NYSE, SIPC. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 713730.5.0
Views: 16178 Fidelity Investments
Advantages and Disadvantage of using Credit Cards In HINDI
 
10:01
Namaskar Dosto, Aaj ke is video main maine aapko bataya hai Advantages and Disadvantage of using Credit Cards yani ki aap ko credit card use karnachahiye ya nahi . mujhe ummid hai aapko ye video pasand aayega. Video dekhane ke liye aapka bahut bahut dhanyabad. CONNECT WITH US ON SOCIAL MEDIA: Subscribe ▶▶▶▶▶▶ https://goo.gl/IxTkKT Youtube ▶▶▶▶▶▶ https://www.youtube.com/c/TechniqueFever Twitter ▶▶▶▶▶▶ https://twitter.com/technique_fever Facebook ▶▶▶▶▶▶ https://fb.com/techniquefever94 Instagram ▶▶▶▶▶▶ https://www.instagram.com/technique_fever/ Google Plus ▶▶▶▶▶▶ https://goo.gl/B9l7zi About : Technique Fever is a YouTube Channel, where you will find New technological and Knowledgeable videos in our national language Hindi :)
Views: 495439 Technique Fever
How to Negotiate When Buying a Car
 
02:49
Watch more How to Buy a Car videos: http://www.howcast.com/videos/436886-How-to-Negotiate-When-Buying-a-Car Step 1: Determine the amount Question your credit union about a loan before talking to a dealer to compare rates. Find out how much cash your credit union will approve. This helps you limit the price range of cars you look at and test drive. Step 2: Research invoice price Go online to research the invoice price -- the amount the dealer pays the manufacturer -- before starting negotiations. While you're at it, check out any rebate information and hidden incentives for the dealer. You gain the advantage by doing your homework. Tip The minimum dealer profit is usually around 3 percent. Step 3: Examine four-square numbers Don't be fooled by the dealer's four-square information -- a worksheet the dealer will present you with when you sit down to negotiate that maps out purchase price, down payment, monthly payment, and trade-in value. Doing your own math prevents them from fudging numbers. Determine the interest rate and loan term before you arrive at the dealership to accurately project your monthly payments. Step 4: Know what monthly payment means Resist negotiating based on monthly payments alone, without contemplating the swelling interest rate or stretched loan term. Monthly payment results from the down payment, loan term, and interest rate. Step 5: Play the game Play the game as well as they do. Be surprised that they can't give you a better offer, even if the terms and price are reasonable, just to see if you can move them. They want to create pressure to close you now, but you have time that they don't -- use it. Tip Don't tell one dealer what another's quote was. You need their respect -- demonstrate that you deserve it. Step 6: Drive the bargain Tell the salesperson you will discuss an acceptable trade-in price for your old car, but first must have a satisfactory price on the new car. Drive the bargain when negotiating, impressing upon them you can sell it yourself for more than they'll pay you. Step 7: Prepare to walk Prepare to walk out if you are not handled respectfully or the price is too outrageous. In fact, with some due diligence, cut to the chase and play hardball -- tell the dealer your price and expect a yes or no. Step 8: Expect fees Expect an onslaught of fees and extras just when you think you're done. Some fees are unavoidable, but many can be easily bargained down or avoided. Virtually all extras are unnecessary and overpriced. Throughout the negotiation process, use your knowledge and the research you've done to get the best deal. Did You Know? Preston Tucker started a new car company on the back of his 1948 Tucker model. This company manufactured just 51 cars before failing in 1949.
Views: 297798 Howcast
Accounting for Hire Purchase - Financial Accounting - B.Com | Karan Arora | Study Khazana
 
33:18
Hire Purchase full video course can be found here https://www.studykhazana.com/coursedetails/accounting-for-hire-purchase-financial-accounting-bcom-pass-1st-year Learn more about financial accounting : https://www.studykhazana.com/coursedetails/financial-accounting-bcom-pass-1st-year Important courses and tutorials for BCOM can be found here https://www.studykhazana.com/Courses/graduation/bcom Illustration 1:- Calculate the amount of Interest and Installment in the following. Case-1: Down Payment -20% Balance -Rs 8,00,000 by way of four annual instalments. Rate of Interest - 20%pm Compounding of Interest -At yearly rest Hire Purchase is the most secured and effecting tool of collecting the proceeds of a credit sale. As nowadays books are maintained in a double entry system by all big houses and multinationals. sale is the key factor for the success of the business as a profit of an organization depends on its volume of sales. A big business house can affect sales on the cash basis as well as on credit basis and that's how credit sale becomes essential for growth of the system. In this lecture you will learn the meaning and concept of hire purchase, hire-purchase, hire vendor, goods repossessed, hirer, cash purchase price, downpayment, hire purchase price, hire purchase charges and you will solve some problems based on these terms and different cases. Calculation of interest when rate of interest is given, you will solve the problems using balance sheets. Questions are provided to you. You can note the questions for your convenience. The solutions are provided to you in step by step manner. These steps are really important if you wish to score full marks. SUBSCRIBE to Watch More Tutorials & Lectures Visit: https://www.youtube.com/c/StudyKhazana ** Stay Connected with Us ** https://www.facebook.com/studykhazana https://twitter.com/studykhazana Full Course and Lecture Videos now available on (Study Khazana) login at http://studykhazana.com/ Contact Us : +91 8527697924 Mail Us : [email protected]
Views: 105957 Study Khazana
LeafGuard of Baltimore: $99 Install Sale!
 
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$99 Installation for a limited time on a complete LeafGuard system! Bonus! Free Holiday Lights! Installed with your LeafGuard purchase! Ask about ZERO MONTHLY INTEREST if paid in full by April 2020! Call now and receive a $25 Lowe's Gift Card with in-home estimate! Does not include material costs. Offer expires 11/30/18. White holiday lights for front of home only installed upon completion of LeafGuard installation and receipt of full payment. Cannot be combined with any other offers. On Purchases with approved Synchrony Bank credit card 10/1/18-11/30/18 Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 18 Months. $29 account activation fee will apply. Monthly payments are required equal to 2.5% of the highest balance of this promo purchase. [Englert Inc. is neither a broker nor a lender. All financing terms referenced are estimates only, subject to credit approval and terms arranged between the customer and Synchrony Bank] Offer applies only to single-receipt qualifying purchases. No monthly interest will be charged on the promo purchase if you pay the promo purchase amount in full [within18 Months]. If you do not, monthly interest will be charged on the promo purchase from the purchase date. Monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase until paid in full. These payments will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.. Required monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase, except that the fixed monthly payment will continue to be required until the promotion is paid in full. For new accounts: Purchase APR is 26.99% Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
Views: 20 LeafGuardGutters
Bajaj Finance EMI Card | Purchase Large Appliances with 0% Interest |
 
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Free Subscribe me:- https://goo.gl/kphJU2 (100% Trusted) Technical Guptaji eCommerce Site:- https://etnasasta.com/ Bajaj Finserv EMI card:- http://www.technicalguptaji.co.in/bajaj-finserv-emi-card/ इस वीडियो में हमने bajaj finance emi card के बारे में बताया है| यह कार्ड, क्रेडिट कार्ड से अलग होता है|यह कार्ड आपको instant लोन प्रोवाइड करती है| जिस लोन से आपको TV, फ्रिज, ऐसी, वाशिंग मशीन, फैशन के सामान, इत्यादि खरीद सकते हैं| बहुत सारे ऐसे लोग हैं जो छोटा बिजनेस, जॉब इत्यादि करते हैं| उनकी कमाई इतना ज्यादा नहीं है कि वह बड़ा सामान 50,000- 100000 तक खरीद सके| और उनके पास क्रेडिट कार्ड भी नहीं होता है जिससे वह EMI मैं समान ले सके| इसीलिए bajaj finance ने यह कार्ड निकाला है इसकी मदद से कोई भी आदमी बड़ा से बड़ा सामान वह भी बिना इंटरेस्ट के आसान किस्तों में चुकाकर खरीद सकता है| यह वीडियो आपको बेहद पसंद आया होगा अगर इससे रिलेटेड कोई भी सवाल हो तो कमेंट करना मत भूलिए क्योंकि मैं सभी कमेंट का रिप्लाई तुरंत करता हूं| ------------------------------------------------------------------------------------------------------------- Buy affiliate Links:- My Laptop :- http://amzn.to/2ivCpWE My Mobile :- http://amzn.to/2iqBmtr My Canon DSLR 1300D :- http://amzn.to/2lHp2Ye MY Canon DSLR 700D:- http://amzn.to/2mWiVze MY Microphone Boya By m1:- https://alexa.design/2orkhT5 Mobile Phones(Affiliate link) Less Than 10,000 1. Lenovo K6 Power 9999 - http://fkrt.it/HM6W2TuuuN 2. Redmi 3S Prime 8999 - http://fkrt.it/rKnH1!NNNN 3. Moto E3 Power 7499 - http://fkrt.it/H2VOsTuuuN 4. Redmi 3S 6999 - http://fkrt.it/rLe8E!NNNN Less than 13000 1. Lenovo K6 Power 10,999:- http://fkrt.it/HMIEsTuuuN 2. Redmi note 4 3GB/4GB 10999 / 12999 - http://fkrt.it/HnuzQTuuuN , http://fkrt.it/rKDYF!NNNN 3. Infocus Epic 1 - https://alexa.design/2oYAiR3 4. Honor 6x 12999 - https://alexa.design/2orGnox Less Than 15000 1. Lenovo Z2 Plus 14999 - https://alexa.design/2okkvJy 2. Moto G Plus 12499 - https://alexa.design/2orJ3lP 3. Lenovo Phab 2 Plus 14999- https://alexa.design/2orTQfT 4. Coolpad Cool1 12999 - https://alexa.design/2nyh1Gg 5. Samsung Galaxy J7-16 15300 - https://alexa.design/2nymCfN Less than 20000 1. LeMax 2 17689 4GB/32GB - https://alexa.design/2orw8jW 2. Lenovo Z2 Plus 64GB 17499 - https://alexa.design/2ojRpLS 3. Lenovo P2 16999 - http://fkrt.it/HMFElTuuuN Less than 30000 1. Xiaomi mi5 19999 - http://fkrt.it/rK!TM!NNNN 1. Oneplus 3T 64GB 29999 - https://alexa.design/2okiUDp 2. OnePlus 3 64GB 27999 - https://alexa.design/2oYCkRb 3. Lenovo Phab 2 Pro - http://fkrt.it/rH96w!NNNN More Than 30000 1. Oneplus 3T 128 GB 34999 - https://alexa.design/2otg6Gp 2. Apple iphone 7 59499 - http://fkrt.it/HG~M7TuuuN 3. Apple iphone 7 Plus 70899 - http://fkrt.it/HFKm2TuuuN 4. Galaxy S7 Edge 50900 - http://fkrt.it/r1Vmw!NNNN 5. Galaxy S7 43400- http://fkrt.it/HoldoTuuuN 7. Huawei P9 39999 - http://fkrt.it/r1GuV!NNNN ------------------------------Follow me on Social Media--------------------------------- My Youtube Channel :- https://www.youtube.com/c/TechnicalGuptaji Facebook:- https://www.facebook.com/TechnicalGuptaji/ Follow Twitter:- https://twitter.com/technicalguptaj Google Plus:- https://plus.google.com/+TechnicalGuptaji Follow Instagram:- https://www.instagram.com/technicalguptaji My Website:- http://www.technicalguptaji.co.in/ ---------------------------------------------------------------------------------------------------------- अगर विडियो पसंद आया हो तो टेक्निकल गुप्ताजी को सब्सक्राइब करे और विडियो को लाइक.भी करे। Email:- [email protected]
Views: 772351 Technical Guptaji
3 Reasons Why You Should Not Pay Your Debt
 
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Paying off an old collection or charge off will increase your credit score. This is a huge MYTH! Effects of Paying When you pay an older collection account or charge-off account, your credit score most likely will suffer. Think twice before paying off an old collection or charge off. By paying your debt, it renews the date of last activity. The collection company or creditors can now report the account for another 7 years. Everyone knows debt collections are bad for your credit score. Any past due accounts including debt collections have negative effects. These accounts report on your credit report for up to7 years. As accounts age, they have less and less impact on your credit score. Many consumers believe by paying off collections or charge-off accounts, that it will raise their credit scores. It certainly seems logical; however it is far from the truth. If you are concerned about your credit score, paying off debts prior to obtaining any other type of loan or mortgage can greatly hurt your credit score. Ultimately, if it is an older account when paid off (or payments are made on the account), by doing so can be devastating to ones credit score. The recent activity of any derogatory item has a big impact on how it effects your overall credit score. Is the Debt Still Valid? After a certain period of inactivity on an account, a debt becomes time-barred and debt collectors can no longer sue you for it. This period is known as "the statute of limitations on debt" and varies by state. If the statute of limitations has passed, it is illegal for a debt collector or creditor to sue you. You need to be careful in communicating with a debt collector because the debt statute of limitations can easily be restarted by acknowledging that you owe the debt, making a payment, entering a payment plan, making an agreement to pay or making a charge on the account. After 7 Years Collection and charge-off accounts should only remain on your credit report for 7 years. It is important to check your credit reports as the credit bureaus often continue reporting these derogatory accounts over the 7 year limit. If you have any questions regarding collection accounts on your credit reports, call our office today for your complimentary credit consultation. We look forward to hearing from you. 480-502-5554 LEGAL DISCLAIMER: The advice provided is for informational purposes only. It is not to be construed as Legal Counsel or Legal Advice.
Views: 408505 911creditpros
How to Reduce Home Loan Interest Burden || Home loan Tips and Tricks
 
11:59
Home Loan Home Loan EMI is perhaps the biggest monthly expense item for a number of people. EMIs typically comprise 35-40% of take home salaries of individuals. With such high EMIs, very little is left to invest for other financial goals. To purchase their dream house and to keep their EMIs affordable, people go for long tenor loans. However, not many people realize that longer the EMI tenor, the more you pay in terms of interest. . Pay One More EMI per Year 2. Increase EMI by 3%- 7 % Every Year 3. You Can Do Both 4. Refinance at a Lower Interest Rate
Views: 242173 The Viral Media
Save Money on Your Car Loan by Selecting the right Bank or Financer
 
08:40
Namaste Doston, agar aap car loan ke liye apply karne wale hai to ye video jaroor dekhein. isme maine bataya hai ki loan lene se pahle kin kin baton ko dhyan mein rakhkar loan lena chahiye. aap loan me bhi paisa bacha sakte hain. isme maine bataya hai apko ki aap best car loan kaise choose kar sakte hain jise interest rate, processing fee, foreclosing charges kam ho. LIKE SHARE SUBSCRIBE.....!! Visit and like my Facebook Page :- https://www.facebook.com/DESI-Driving-School-1907709322781179/
Views: 480671 DESI DRIVING SCHOOL
Liberty Safe Interest Free Financing
 
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APPLY ONLINE: https://www.libertysafe.com/financing.php Guess what? We have some FANTASTIC news. Liberty Safe is now offering INTEREST-FREE financing! If your credit is approved, we’ll finance your safe purchase, give you a low monthly payment, and we won’t even charge you interest for up to 12 months. That gives you a WHOLE YEAR to pay off the safe of your dreams, without paying any interest! If you need more time to pay off your safe, or you want an even lower monthly payment, you can choose our 5-year payment plan at 12.99 percent interest. And getting pre-approved is super easy. Just visit Liberty Safe dot com forward slash financing and fill out our fast and easy form. You’ll find out quickly whether or not you’re pre-approved. You don’t have to give us your full social security number. You don’t have to fill out pages and pages of personal information. And this pre-check won’t affect your credit or even show up on your credit report AT ALL. If you’re pre-approved, just pick out the safe you want and choose “financing” as your payment option. Then follow the steps on our website to get your official financing approval. Before you know it, you’ll be the proud new owner of a Liberty Safe. So… are you ready to protect your valuables and choose from America’s best-built safes? Just go to https://www.libertysafe.com/financing now to learn more!
What is No Cost EMI - How to Buy a Product from No Cost EMI
 
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Free Subscribe me:- https://goo.gl/kphJU2 (100% Trusted) Technical Guptaji eCommerce Site:- https://etnasasta.com/ For more Information visit my Website- http://www.technicalguptaji.co.in/ Book 100% Confirm Tatkal Ticket:- Download Tatkal for Sure Extension :- https://tatkalforsure.com/?utm_source=technicalguptaji&utm_medium=utube Hello Friends, Technical Guptaji me aapka welcome hai. Es video me hamne No Cost EMI ke baare me bataya hai. Agar aap bina interest ke koi large product flipkart, amazon se kuchh kharidna chahte hai to aap no cost emi se bina interest ke saath kharid sakte hai. How to buy a product from No cost emi aapko hamne es video me ye bhi bataya hai. Buy affiliate Links:- My Laptop :- http://amzn.to/2ivCpWE My Mobile :- http://amzn.to/2iqBmtr My Canon DSLR 1300D :- http://amzn.to/2lHp2Ye MY Canon DSLR 700D:- http://amzn.to/2mWiVze MY Microphone Boya By m1:- https://alexa.design/2orkhT5 Mobile Phones(Affiliate link) ---------------------------------------------------------- Less Than 5,000 1. Swipe Elite 2 Plus(Rs.4890):- http://fkrt.it/wG5ox!NNNN 2. Xolo Era 2 4G With VoLTE(Rs.4555):-http://amzn.to/2uN9Jlk 3. Lenovo A1000 (Rs.4300):-http://fkrt.it/B1ZHfTuuuN 4. iVooMi Me4 - 4G VoLTE(Rs.3499):- http://fkrt.it/BvQGdTuuuN 5. iVooMi Me5 - 4G VoLTE(Rs.4499):- http://fkrt.it/BqTd~TuuuN Less Than 10,000 1. Redmi 4 8999 - http://amzn.to/2vnXpF7 2. Redmi 4 6999 - http://amzn.to/2vnXpF7, Gearbest:- http://www.gearbest.com/cell-phones/pp_569347.html?lkid=11032244 3. Redmi 4A 5999 - http://amzn.to/2ufbgPj, Gearbest :- http://www.gearbest.com/cell-phones/pp_617010.html?wid=4&lkid=11032260 4. Coolpad Note 3S 9199 - http://fkrt.it/B6AoWTuuuN 5. Moto E4 Plus 9999 - http://fkrt.it/wG8xG!NNNN 6. Lenovo K6 Power 9999 - http://fkrt.it/HM6W2TuuuN Less than 13000 1. Lenovo K6 Power 10,999:- http://fkrt.it/HMIEsTuuuN 2. Redmi note 4 3GB/4GB 10999 / 12999 - http://fkrt.it/HnuzQTuuuN , http://www.gearbest.com/cell-phones/pp_604985.html?wid=4 , http://fkrt.it/rKDYF!NNNN, http://fkrt.it/rKDYF!NNNN, 3. Redmi 4 10999, 4GB/64GB- http://amzn.to/2ueorP8 4.Moto G5 11999 :- http://amzn.to/2ue3bbY, http://www.gearbest.com/cell-phones/pp_620045.html?lkid=11032283 5. Honor 6x 11999 - https://alexa.design/2orGnox Less than 20000 1.Nokia 6 14999 :- http://amzn.to/2ufgH0K 2. Lenovo Z2 Plus 64GB 17499 - https://alexa.design/2ojRpLS 3. Moto G5 Plus 15999:- http://amzn.to/2udWFSC 4. Xiaomi Mi Max 2 16999:- http://www.gearbest.com/cell-phones/pp_646141.html?wid=4&lkid=11032295 Less than 30000 1. Oneplus 3T 64GB 29999 - https://alexa.design/2okiUDp, http://www.gearbest.com/cell-phones/pp_617043.html?wid=11&lkid=11032301 2. OnePlus 3 64GB 27999 - https://alexa.design/2oYCkRb, http://www.gearbest.com/cell-phones/pp_363558.html?wid=37&lkid=11032306 3. Samsung Galaxy C7 Pro 25990:- http://amzn.to/2vo6uO2 More Than 30000 1. Samsung Galaxy S8:- http://fkrt.it/wGkqx!NNNN 2. Samsung Galaxy S8 Plus:- http://fkrt.it/wGdnr!NNNN 3. Oneplus 3T 128 GB 34999 - https://alexa.design/2otg6Gp 4. Apple iphone 7 59499 - http://fkrt.it/HG~M7TuuuN 5. Apple iphone 7 Plus 70899 - http://fkrt.it/HFKm2TuuuN 6. Galaxy S7 Edge 50900 - http://fkrt.it/r1Vmw!NNNN 7. Galaxy S7 43400- http://fkrt.it/HoldoTuuuN 8. Huawei P9 39999 - http://fkrt.it/r1GuV!NNNN, http://www.gearbest.com/cell-phones/pp_352914.html?lkid=11032310 ------------------------------Follow me on Social Media--------------------------------- My Youtube Channel :- https://www.youtube.com/c/TechnicalGuptaji Facebook:- https://www.facebook.com/TechnicalGuptaji/ Follow Twitter:- https://twitter.com/technicalguptaj Google Plus:- https://plus.google.com/+TechnicalGuptaji Follow Instagram:- https://www.instagram.com/technicalguptaji My Website:- http://www.technicalguptaji.co.in/ ---------------------------------------------------------------------------------------------------------- अगर विडियो पसंद आया हो तो टेक्निकल गुप्ताजी को सब्सक्राइब करे और विडियो को लाइक.भी करे। Email:- [email protected]
Views: 148340 Technical Guptaji
How To Calculate GST On Packing Charge & Discount In Sales/Purchase Entry In Tally.ERP 9 - 9(Hindi)
 
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While doing sales and purchase entries, some additional ledgers like packing charges, discount, transportation etc. have also been added. In this video you will learn how to calculate GST on freight / transportation / packing charges /discount on the GST invoice. Purchase aur sales ki entry karte wakt items ke sath kuch additional ledgers jaise ki packing charges, discount, transportation ityadi add hote hain. is video me hum apko additional ledgers per GST calculate karna bata rahe hain. Purchase और sales की एंट्री करते वक्त आइटम्स के साथ कुछ additional ledgers जैसे कि packing charges, discount, transportation इत्यादि ऐड होते हैं | इस वीडियो में हम आपको additional ledgers पर GST कैलकुलेट करना बता रहे हैं | Quiz: https://goo.gl/forms/ru6HNQMa66dIjlpE2 Exercise: https://goo.gl/Y5uR8v Tally ERP 9 - Basic Level Playlist - https://goo.gl/A6HKEK Tally ERP 9 - Intermediate Level Playlist - https://goo.gl/xSJvYe Tally ERP 9 - Advance Level Playlist - https://goo.gl/kzBDqq Tally ERP 9 - For GST - https://goo.gl/feazX6 Subscribe : https://goo.gl/tm11cl All Playlist : https://goo.gl/Y6wlrR Website :http://www.gyanyagya.info/
Views: 39002 Gyanyagya
GST Entry Of Reverse Charge On Purchase From Unregistered Dealer In Tally.ERP 9 In Hindi - Lesson 5
 
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In this Tutorial of Tally.ERP 9 you will learn how to book Reverse Charge on Purchase from Unregistered Dealer, book-tax liability, paying tax, input credit booking, about GSTR 3B report, and how to post entries for the purchase of more than Rs. 5000 in Tally ERP 9 for GST RCM. Tally.ERP 9 ke is tutorial mein aap jaanenge Tally.ERP 9 mein unregisterd dealer se maal kharidane ki entry karna, tax liability book karna, tax ka payment karna, input credit book karna, GSTR 3B report dekhna, RCM ke liye 5000 rupay se adhik kee entry dekhana | Tally.ERP 9 के इस Tutorial में आप जानेंगे Tally.ERP 9 में Unregistered Dealer से माल खरीदने की एंट्री करना, टैक्स लायबिलिटी बुक करना, टैक्स का पेमेंट करना, input क्रेडिट बुक करना, GSTR 3B रिपोर्ट देखना, RCM के लिए 5000 रूपए से अधिक की एंट्री देखना | Quiz: https://goo.gl/forms/ERctDPsPGqJ5qbAz1 Exercise: https://goo.gl/Ng4rqD Tally ERP 9 - Basic Level Playlist - https://goo.gl/A6HKEK Tally ERP 9 - Intermediate Level Playlist - https://goo.gl/xSJvYe Tally ERP 9 - Advance Level Playlist - https://goo.gl/kzBDqq Tally ERP 9 - For GST - https://goo.gl/feazX6 Subscribe : https://goo.gl/tm11cl All Playlist : https://goo.gl/Y6wlrR Website :http://www.gyanyagya.info/
Views: 217520 Gyanyagya
How to take TCS credit on car purchase | AY 2018 19
 
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HOW TO TAKE TCS CREDIT ON CAR LOAN AMOUNT DURING TAX FILING| TAX COLLECTED AT SOURCE Project - #makeknowledgefree By - Amlan Dutta Question asked by Niraj on makeknowledgefree site "Please tell me the TAX Treatment for the AY 2018-19 My friend has taken a Car Loan of Rs1134990 & Form 26AS shows TCS of Rs11350 My Query is:- a) Can we claim TCS of Rs11350 b) Where we will show Rs1134990 (i.e., Amount Paid)" Solution- He can surely claim credit and he shall be doing it in schedule TCS for the same .... b.) The amount paid shall be depicted under under Schedule TCS, column 3 (Note the loan amount is not income and therefore not to be shown in the income schedule at all , it is just to be depicted in the amount paid portion of the tax details schedule) The one per cent tax collection at source (TCS) on luxury cars priced above Rs 10 lakh announced by Finance Minister Arun Jaitley in the Budget 2016-17 could impact ease of doing business, according to home-grown auto major Mahindra & Mahindra. The tax would be collected on ex-showroom price. The dealer will have to collect and pay it to the government. Since the TCS can be set off against tax liability.... Humble regards, Amlan Dutta
Views: 3849 Make Knowledge Free
Central Bank Land Purchase Scheme | Buy Agriculture Land | Cent Agri Land Purchase Scheme
 
06:32
Buy cheap DSLR for youtube video: http://amzn.to/2hxUsQm Buy best quality cheap Mic for recording: https://goo.gl/jchmX Buy Webcam I used for this video : https://goo.gl/3nrzy9 Buy Microphone I used for this video : https://goo.gl/jhgJeD Central Bank Land Purchase Scheme | Buy Agriculture Land | Cent Agri Land Purchase Scheme Purpose * To provide loan to purchase, develop and cultivate agricultural as well as fallow and waste land. Eligibility * Small and marginal farmers, share croppers / tenant farmers and Entrepreneurs with agricultural background. Nature of facility * Term Loan . Quantum of Loan * Area and value of land plus development cost less margin, subject to a maximum of Rs.10.00 lac. Margin * 20% . Security * Primary : - Charge on land to be purchased. - Hypothecation of crops raised on the land. * Collateral : - Charge on other land presently owned, if any. Interest Rate Limit Upto Rs.50,000/- . Above Rs.50,000/- upto Rs.5.00 lacs . Above Rs.5.00 lacs upto Rs.10.00 lacs . MCLR + 0.50% MCLR + 1.00% MCLR + 1.50% Processing Charges * @ Rs.120/- per lac or part thereof, maximum Rs.20,000/- . Documentation Charges * NIL . Repayment * Within 7 to 10 years in half yearly/ yearly instalments .
Views: 22317 Guide My Finance
How Does the Interest Rate Compare to Other Credit Cards?
 
00:18
Check out Charity Charge: We envision a community of empowered and inspired people that make a tangible impact through their daily actions. With every single purchase, we help you contribute and make a positive impact by earning cash for your favorite causes with our Charity Charge Credit Card. Choose from any charity or organization including non profits, causes, schools, colleges and religious organizations. Web: http://www.charitycharge.com IG: https://www.instagram.com/charitycharge Twitter: https://twitter.com/charitycharge Facebook: https://www.facebook.com/CharityCharge
Views: 9 Charity Charge
What's wrong with using credit cards if we pay them off?
 
04:30
Dave Ramsey explains why using credit cards is wrong even if you pay them off at the end of the month. Credit cards are not your friend and the rewards are not worth all the debt you've put yourself in. Watch as Dave shares why you need to avoid credit at all costs. Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 331917 The Dave Ramsey Show
NEVER EVER PAY COLLECTIONS!
 
10:39
CREDIT QUESTIONS OR CONCERNS CALL 1855-532-8453 OPT 1 - BUILDWORTH STRATEGIES LLC http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 opt 1 Email: [email protected] Web: Keepingitrealwithcredit.net- BUILDWORTH STRATEGIES LLC http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 opt 1 Email: [email protected] - For More Information Click Here: www.ADD ME ON SOCIAL MEDIA INSTAGRAM: https://www.instagram.com/keepingitreal_withcredit/ FACEBOOK: https://www.facebook.com/realwithcredit TWITTER: https://twitter.com/KRealwithcredit NEVER EVER PAY COLLECTIONS! Collection agencies are the biggest scam. I've seen these companies ruined lots of families lives by simply lying to them about paying a bill. the truth is that a collection account is negative on your report and paying the account is equally as bad because they will not remove the account, as a matter of fact, this will restart the timeframe in which an account remains on your report. A collection account showing up as paid is still negative as the credit scoring models are designed to pick that up as a negative account. this is still a negative reflection on your paying habits and finance companies just don't trust that. For more information on credit restoration services feel free to contact Buildworth Strategies they would be happy to explain to you the whole process and especially how this can help you out. FOR CREDIT RESTORATION SERVICES FEEL FREE TO CONTACT: http://www.buildworthstrategies.com/ Contact Info: 1-(855) 532-8453 Email: [email protected] ALWAYS REMEBER TO DO YOUR RESEARCH! So SUBSCRIBE NOW and join me as I seek out the information you need to know to ensure your credit and financial health. SO GET READY...I hope you have your note taking gear in hand ITS TIME TO GET REAL! Please SUBSCRIBE ADD ME ON SOCIAL MEDIA INSTAGRAM: https://www.instagram.com/keepingitreal_withcredit/ FACEBOOK: https://www.facebook.com/realwithcredit TWITTER: https://twitter.com/KRealwithcredit DISCLAIMER: THE FOLLOWING SHOULD NOT BE TAKEN OR CONSIDERED AS LEGAL ADVICE AS WE ARE NOT ATTORNEYS. IF YOU NEED LEGAL ASSISTANCE PLEASE CONSULT WITH YOU LOCAL CONSUMER ATTORNEY. REMEMBER TO ALWAYS ASK QUESTIONS AND DO YOUR RESEARCH! THE FOLLOWING IS BASED ON BUSINESS AND PERSONAL FINANCIAL EXPERIENCE ON CONSUMER CREDIT. BUILDWORTH STRATEGIES LLC STRIVES TO PROVIDE AND INTRODUCE INDUSTRY EXPERTS AND INFORMATION TO HELP THE AMERICAN CONSUMER. RESEARCH IS ALWAYS CONDUCTED, AND TOPICS ARE CAREFULLY SELECTED BEFORE ANY VIDEOS ARE AIRED ON YOUTUBE. THANKS FOR WATCHING KIRWC
CBK receives 5 offers of interest to purchase Chase Bank
 
09:04
CBK receives 5 offers of interest to purchase Chase Bank after the bank was declared bankrupt by CBK governor. Watch KTN Live http://www.ktnkenya.tv/live Watch KTN News http://www.ktnnews.com Follow us on http://www.twitter.com/ktnkenya Like us on http://www.facebook.com/ktnkenya
Views: 369 KTN News Kenya
Vendor Finance purchase with Vancouver mortgage broker Mark Fidgett
 
01:35
Vendor finance is a form of lending in which a company lends money to be used by the borrower to buy the vendor's products or property. Vendor finance is usually in the form of deferred loans from, or shares subscribed by, the vendor. The vendor often takes shares in the borrowing company. This category of finance is generally used where the vendor's expectation of the value of the business is higher than that of the borrower's bankers, and usually at a higher interest rate than would be offered elsewhere. Vendor finance bridges the valuation gap due to the time value of money. If the buyer of a business doesn't have to repay the vendor for the vendor loan for a few years, then the value of that portion of the purchase price is worth less. In some cases there is an interest charge on vendor loan, but in other cases it is simply a deferred payment. Vendor finance is different to an earn-out because it is not contingent on performance. Since there is no contingency, vendor finance is more risky for the buyer than an earn-out. Vendor finance can also be used when the buyer does not have the funds to purchase the entire business. In this case the vendor creates a loan with an interest charge to help the buyer complete the purchase and help the seller complete the sale, usually on better terms for the seller. http://www.notapennydown.com Vancouver mortgage broker Mark Fidgett
What is sbi simply save card!! How to apply simply save cradit card!! All information and benefits
 
09:40
#sbicard# #sbisimplysavecard# #sbicraditcard# #benefitsofsbicraditcard# #sbicardristriction# #allinformationofsbicraditcard# #howtoappysbicraditcard# #Whatissbisimplysavecard# #Allinformation andbenefitsofcraditcard# #howtoappycraditcard# #whatissimplysavecard #howtoapplysbicraditcard #sbicraditcard #dheerajpandeylovesmusicndmagic Whats is sbi prime card all information vedio link:- https://youtu.be/5By5XkSwUcU How to apply for SimplySAVE SBI Card Online Custumar care no:- 1860-180-1290 https://www.sbicard.com SimplySAVE SBI Credit Card - Features and Benefits Welcome benefit: By spending Rs.2,000 within first 60 days of card issuance, cardholders can get 2,000 bonus reward points. By withdrawing cash within first 30 days, they can get Rs.100 as cashback valid on first withdrawal only. Renewal fee waiver: Spend Rs.90,000or more in the first year to avail renewal fee waiver for the second year and so on. Reward points programme: Earn 1 reward point on every Rs.100 spent on the card 10 reward points on every Rs.100 spent on dining, movies, departmental stores and groceries. Four reward points are equal to Rs.1 and the accrued reward points can be used to pay the outstanding on the card. Members can also use the point to redeem gifts from SBIs rewards catalogue. Global acceptance: Not just in India, the SimplySAVE credit card can be used at over 24 million outlets worldwide, including 3.25 lakh outlets in India. Cash withdrawal is also possible from over 1 million Visa or MasterCard ATMs located across the globe. Balance transfer on EMI: SimplySAVE credit cardholders can transfer the outstanding balance on their other bank credit cards to the SBI card and pay it back in EMIs. The balance transfer on EMI offered by SBI comes at a lesser interest rate and processing fee. Convert purchases into EMI: Besides the balance transfer on EMI offer, SBI Card also offers the Flexipay option using which cardholders can convert any big-ticket purchases into easy monthly instalment. Any purchase worth Rs.2,500 or above can be converted into EMI and can be paid back in tenures ranging from 3-12 months. The conversion can be done within 30 days of purchase. Add-on credit cards: The primary user of SimplySAVE credit card can take up to 3 add-on credit card for his/her family members aged above 18 years. The add-on credit card will have similar features as that of the primary card. Fuel surcharge waiver: Paying for fuel using your card no more attracts surcharge if you use the SimplySAVE credit card to make the payment. For fuel transactions between Rs.500 and Rs.3,000 made at any petrol station in India, the cardholder will become eligible for the waiver. The maximum waiver per billing cycle is capped at Rs.100. SimplySAVE SBI Card Fees and Charges  Annual/renewal fees Rs.499 Interest-free period 20 to 50 days (valid only when previous months’ due is paid completely) Minimum amount due 5% of the total balance due (at least Rs.200) Cash advance limit Up to 80% of the credit limit Finance charges Up to 3.35% per month. Cash advance fee/withdrawal fee SBI ATMs and other domestic ATMs - 2.5% of the transaction amount or Rs.300 per transaction International ATMs – 3% or Rs.300, whichever is higher Late payment fee Total amount due Rs.0 to Rs.200 – NIL Rs.201 to Rs.500 – Rs.100 Rs.501 to Rs.1,000 – Rs.400 Rs.1,001 to Rs.10,000 – Rs.600 Rs.10,001 to Rs.25,000 – Rs.800 Rs.25,001 and above – Rs.950 Payment Dishonour fee 2% of the payment amount or Rs.450 Statement retrieval fee Rs.100 per statement Over-limit fee 2.5% of the over-limit amount or Rs.500 Foreign currency transaction fee 3.5% of the transaction amount Rewards point redemption fee Rs.99 per request Card replacement charge Rs.100

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