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How to Buy Commercial General Liability Insurance : Commercial Insurance Tips
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Buying commercial general liability insurance isn't something you should do without a certain degree of research. Find out how to buy commercial general liability insurance with help from a longtime insurance professional in this free video clip. Expert: Jared Morgan Filmmaker: Richard Kuenneke Series Description: Commercial insurance can be a complicated topic, so you should always seek advice and do research before settling into any type of plan or policy. Get commercial insurance tips and find out about some of the ins and outs of this particular subject with help from a longtime insurance professional in this free video series.
Views: 4911 ehowfinance
Types of Small Business Insurance for Your Business
 
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Introducing different types of small business insurance plans for your business. Part 2 - Why you need small business insurance? https://www.youtube.com/watch?v=Ey1xO4OK3_k If you're looking for learning different types of small business insurance then, you need to watch this video. Walk In The Park by Audionautix is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/) Artist: http://audionautix.com/ If you've any questions on small business insurance then, you can ask your issues in comment box. Thanks for watching these 3 types of small business insurance for your business.
Small Commercial Insurance - Why aren't more businesses buying insurance online?
 
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For years, industry studies have indicated that small commercial insurance is ripe for digital disruption, but growth in online sales to this segment has disappointed to date. Accenture explores why small commercial customers find purchasing insurance online to be time-consuming, confusing and frustrating. Listen to the perspectives of small business owners and find out how our experiential research methods can enable carriers to understand what really matters to their customers. Read more about our findings here: https://insuranceblog.accenture.com/small-business-owners-explain-why-they-dont-buy-commercial-coverage-online
Views: 686 Accenture Insurance
Buying Business Insurance
 
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Buying business insurance can protect a business from lawsuits, employee injuries, and unforeseen circumstances such as natural disasters. Visit http://www.StartupBusinessPoint.com/ for Free Instructional Videos and Step by Step Advice on How to Start a Business
Views: 76 BizStartupAdvice
2018 How to buy a P & C Insurance Agency - Questions most people don't ask.
 
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2017 Update. 92% of most small auto insurance agencies (under 2 Million in annual premium) will be bought and sold or go completely out of business in the next 5 - 7 years. Why? 1. Lack of effective agency processes 2. Lack of effective marketing 3. Poor leadership 4. Lack of mentoring How to buy a P and C agency slides are now available for download: Go to this link to download a copy of the slides from this presentation http://bit.ly/sellyouragency We are one of the country's top Insurance Agent training, coaching, and mentoring organizations. This video details the 8 key areas that agency buyers and sellers often overlook, but shouldn't when negotiating the sale of a P and C agency. Do you need a free marketing plan for your insurance agency? Want to experience more great insurance agent coaching and mentoring? Visit us at www.inspireanation.org
Views: 10974 Billy Williams
What is General Liability Insurance?
 
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General Liability Insurance is something small businesses may need. Often it is requested by a customer (or the company hiring you as a contractor). General liability insurance is designed to cover any loss (damage) that may result from an accident caused by you while you are working in someone else's place of business. Proof of General Liability insurance is conveyed on an "Acord" form. This is a form that they insurance company will make. This is not a form that you get to fill-out. Your customer will want to be listed as a "Certificate Holder". And, they might also ask to be an "Additional Insured". Each Acord form is made individually for each requesting customer (your customer). The insurance premiums will vary widely depending on the type of business. The greater the risk, then the higher the premium. Business General liability insurance is NOT the same as Errors and Omissions insurance. People sometimes get these confused but they are very different things.
Views: 20900 Contractor 911
Don’t Buy a Life Insurance Policy Until You Watch This!
 
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Thinking about buying life insurance? If you don't want to get ripped off, or make the dumb mistakes that so many people make every day with their insurance, watch this video BEFORE you buy. Take a listen to Byron - he knows his stuff - as he shares inside secrets with you that the insurance companies won’t. Once you watch this, you’ll know what you need to know in order to SAVE BIG BUCKS on your next life insurance policy. Visit our blog and learn more about how much life insurance you need and the kind of coverage that fits your life. If your thirst for knowledge extends past the common questions, peruse our blog at your leisure. Blog: http://bit.ly/2DR415l How much life insurance do you need? Learn! http://bit.ly/2DRQ9I0 3 Reasons People Put Off Buying Insurance. Know it! http://bit.ly/2DSMFVZ Prefer to read? Here's the video in words! Hi. I’m Byron Udell, Founder and CEO of AccuQuote. As one of the leading life insurance experts…with over 30 years experience in the industry…I’m here to tell you that NOT having life insurance is truthfully…one of the stupidest things on the world to do. If you DON’T have life insurance, you are leaving your loved ones open to a world of hurt. What if you suddenly died TOMORROW…how would your family get by financially? How would your SPOUSE pay for the mortgage…utilities…health care…your kids’ college tuition, etc.? Think about it. Now…do the right thing. Hey, EVERYBODY needs life insurance. It’s one of the SMARTEST things you can do for yourself...and your family. Life insurance turns pennies into dollars when your family needs it the most. Why would you NOT want to buy this product? Exactly! But before you DO buy life insurance…let's talk. First off, you have to figure out what KIND of life insurance best suits your needs. TERM LIFE INSURANCE is certainly the most affordable. A term life policy now costs about A THIRD of what it did just 20 years ago. A 35-year old male can get a half a million dollars of term life coverage for over 20 years…for less than a dollar a day. How’s THAT for a great deal? Term life insurance is typically sold in terms of 10, 15, 20, 25 and 30 years. Another great thing about a term life policy is that you can also use it as an investment tool. With a RETURN OF PREMIUM…or…ROP term life policy…you can get 100% of your premiums back...if you are alive at the end of the term. It’s like getting life insurance…with a money-back guarantee! Say you buy a $1 million policy with a 30-year term. And let’s say your premiums are $10,000 per year…depending on your age, health and other factors. At the end of the 30th year, the insurance company will pay you $300,000…tax-free! Think of the money as a new huge asset in your retirement portfolio. And if you DO die before the term, then your family will collect the $1 million death benefit. An ROP policy does cost more than a traditional term life, but it’s a better way to win the game of life insurance. Now, the downside of term life is that it only covers you for a temporary period of time. And when the term of that policy ends, the new premiums skyrocket upward dramatically. Frankly, most people…at that point…simply drop the policy. Which is GOOD for the insurance company…but BAD for you. But the ONLY way to win the game of life insurance…is to DIE with your policy in force. Meaning…your policy has to be CURRENT. Then you’ve WON. Otherwise, you’re up the creek without a paddle. But if you purchase a PERMANENT LIFE policy, you won’t have to worry about your policy ending. There’s no expiration date on this type of product. And the results are just amazing! Take a woman, AGE 43…with a $500,000 PERMANENT LIFE policy…making premiums of $2,500 a year. At age 86…43 years later…she would’ve paid $107,500 in premiums. If she died the same year at age 86…her family would receive $500,000 tax-free. That’s a net gain of $392,500! That’s a tax rate of return of over 7 percent! What OTHER investment product competes with THIS level of return? And one of the best places to buy affordable life insurance is at AccuQuote. Since 1986, we have helped hundreds of thousands of customers save over $100 billion in coverage. We work with ONLY the top-rated, name-brand life insurance companies in the industry. And we can help YOU get the life insurance you need…at a price you can afford. Just call us at the number on your screen or go to AccuQuote.com. We love to help people save money. I’m Byron Udell…and thanks for listening.
Views: 122659 AccuQuote Life Insurance
3 Reasons You Need to Purchase Business Auto Insurance
 
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You can also check out our blog at: https://www.dopazoinsurance.com/answers/business-auto-insurance/ ‎ The first reason is the simplest. Basically it's not covered anywhere else. General Liability specifically excludes it and if you are using your personal vehicle, it's excluded on that policy too. Some examples of business use could be carrying tools, having signage on your car or having the vehicle wrapped, or working for a ride sharing company like Uber or Lyft. Any business use can potentially be used to exclude coverage. A second reason to have business auto insurance is hired and non-owned auto liability. Hired and non-owned auto coverage provides protection for your business for those incidental (meaning not their everyday work) reasons where your employee(s) might be using their vehicles while working. Some examples include going to the bank, going to pick up lunch or coffee for the office or maybe picking up some office supplies. If the employee gets involved in an automobile accident during that time, your business may be brought in to the claim because basically they were working at the time. Hired and non-owned auto liability would respond to protect your business. Sometimes, you can add the coverage to your General Liability policy but that falls into the 'just because you can doesn't mean you should' column. It's kind of like drinking a skim decaf cappuccino. Yes, it's technically coffee but you are not going to have the same experience that you would if you had the coffee the way it was intended. With a general liability policy, you'll be dealing with an adjuster who doesn't have as much experience with auto losses. The coverage is also usually written on an excess basis on general liability policies, so that means that you will be dependent on your employees’ coverage to handle the claim before your policy will start to protect you. On a business auto policy, the coverage is primary and the adjusters have a lot of experience with those types of losses, so the experience will be smoother, quicker and handled with the least amount of hassle to you. A third reason to have business auto liability insurance is something that most people believe is covered under the general liability policy, however it is specifically excluded. That is loading and unloading. So, you would think that after you've parked the car, turned it off and put the keys in your pocket that the business auto liability would be over, but if you’re making a delivery, you are still being covered by the business auto liability. Let me explain. After the car is parked, you open your trunk, take a few boxes and put them on a hand cart. The boxes could be anything: a product, Christmas gifts, gifts for a referral partner or maybe even documents. As you walk through the parking lot, in the building, up the elevator, through the door and literally until the items are finally delivered, you are considered to be unloading which is excluded on the general liability policy and can be covered on the business auto policy. This is the primary reason that many building owners want to see the business auto liability coverage of any company providing deliveries at their buildings. Those are only three reasons why you should have a business auto liability policy but there are many more. Keep in mind that NOT all insurance is created equal. No matter what you may see on TV or internet ads, all policies are NOT the same. You should spend some time with your independent insurance agent to discuss your coverages and make sure that the insurance coverage you want to have is the coverage you do have on your policies. If you don’t have an independent agent or would like a second opinion, feel free to call, chat or email us and we would be glad to discuss your needs and/or policy with you. Thank you. Dopazo & Associates Insurance Services 8725 NW 18th Terr Ste 300 Miami, FL 33172 PH 305-470-8500 Email [email protected] www.dopazoinsurance.com
How to Buy Business Insurance : Business Insurance Tips
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance Buying business insurance is something that you need to do in a very specific way. Find out how to buy business insurance with help from the president of A.L. Saland Insurance Solutions in this free video clip. Expert: Leslie Saland Filmmaker: Christopher Rokosz Series Description: Business insurance is one of the most important things that any business owner can have. Get tips on business insurance and find out additional information that you may not know with help from the president of A.L. Saland Insurance Solutions in this free video series.
Views: 188 ehowfinance
Why Small Business Partners Should Purchase Life Insurance
 
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https://www.BuyLifeInsuranceForBurial.com - Why Small Business Partners Should Purchase Life Insurance Call 888-626-0439 now for a free quote, or go to http://www.BuyLifeInsuranceForBurial.com to download your free quote!
[Business Buying] And [Business Selling] Terms: What is "Fidelity Guarantee Insurance?"
 
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http://www.bizbuykits.com.au http://www.bizsalekits.com Small business buying and selling term 'Fidelity Guarantee Insurance' meaning. Fidelity guarantee insurance is insurance against loss of goods, negotiable instruments or other property resulting from the fraudulent or dishonest acts by employee/s. For more information regarding buying a business, selling your own business or business valuation tools visit http://www.bizbuykits.com.au or http://www.bizsalekits.com
Views: 337 thegbrgroup
Business Liability Insurance - Business Liability Insurance For Dummies
 
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What is business liability insurance – What is a business liability insurance? 1-800-850-8819 http://www.EliteBusinessInsurance.com . What are the best types of business liability insurance and learn how you can avoid the most common mistakes that individuals have made when looking to purchase business liability insurance. A Guide to Getting the Best Business Liability Insurance Quote When you first set out to obtain a business liability insurance quote it can seem a very daunting task. You will be asked lots of questions that you may not be prepared for or even understand the relevance of. So here is our guide to what you will need to know when you are setting out to obtain a Business Liability Insurance Quote. However before we go any further it must be stressed that Insurers require you to provide correct and accurate information as the details you supply will be the basis on which your business liability quote is given. If you proceed to arranging Insurance cover, this information will form the basis of your Insurance and you must remember that failure to provide the correct information when obtaining a business liability quote will prejudice your position in the event of a future claim. So, what information will you need to provide when seeking a business liability quote? The most basic essential (other than trading name, address and contact details) is the full description of the type of business for which you are seeking a business liability quote including a full description of work undertaken, services provided or goods supplied. This is very important as Insurance policies ONLY provide protection for the business description stated on the policy. So this information is not only used to calculate your premium but also as the basis of the Insurance. The major information required to obtain a Business Liability Quote is much the same for most businesses and this will be the projected turnover for the next 12 Months and the TOTAL wageroll (including Directors remuneration) again for the coming 12 months. For many businesses, Insurers will need wageroll details of specific employee groups as not only does this assist Underwriters in assessing the risk but it can also ensure a more competitive premium, especially when some of the work undertaken is of a higher rated nature. The information of wageroll split most often required by Insurers to provide a Business Liability Insurance Quote is that between the group of employees engaged in Clerical, administrative and sales and then Manual workers. Within the wageroll declared for manual workers the Insurer will ask you about the percentage of that wageroll applicable to manual work undertaken away from your premises. For businesses involved in the construction industry, in order to obtain a Business Liability Insurance Quote, the Insurer will often require estimated wageroll relating to various activities, such as work at certain heights or depths and type of property worked upon. The use of welding or cutting equipment on other peoples premises is another important rating factor. Still on the Construction Industry, a common misconception is that if a contractor uses sub-contract labour then they do not need to be declared. Unfortunately they do as the law views in the same light as PAYE employees. So where a sub-contractor is supplying just their own labour then they must be treated as Employees for Insurance purposes. However if they supply materials and install them they are deemed to be "Bona Fide" sub-contractors with which you, the business owner has a different legal relationship. However you will need to supply estimates of your future payments for Bona "Fide Sub-Contractors when obtaining a quote for a Business Liability Insurance Quote. As you can see, there is a great level of detail required to get an accurate and valid business liability insurance quote. Whether you are a small or large business If you deal with a good business insurance broker they will help you to get this information together and ensure you get the right cover for a competitive premium. Feel free to subscribe to our YouTube channel and receive instant access on different insurance related topics. Thanks for watching! https://www.youtube.com/watch?v=7qy69AdPBr0
Buying Insurance For Your Small Photography Business
 
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http://www.zqlawyers.com For information about personal injury, medical malpractice, nursing home abuse and child injury cases in Florida, I encourage you to explore our website http://www.zqlawyers.com. If you have legal questions, I urge you to pick up the phone and call us at 386.255.4020 or 800.934.1020 or e-mail at [email protected] We welcome your call. Zimmet & Quarles P.L. Trial Lawyers Halifax Harbor Marina 125 Basin Street, Suite 210 Daytona Beach, FL 32114 Phone: (386) 255-4020 Fax: (386) 255-2027 Toll Free: (800) 934-1020
Views: 266 ZIMMETANDQUARLES
Business.com -  What Is General Liability Insurance and How Much Do I Need?
 
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http://www.business.com/insurance/ Understand general liability insurance for your small to medium-size business BIO: Tim Gaspar is the owner of Gaspar Insurance Services. TRANSCRIPT: Hello. My name is Tim Gaspar with Gaspar Insurance Services. We insure small and mid-sized businesses and handle their insurance needs. Today I am going to talk a little bit about general liability insurance, what exactly it is, and how much you need as a business owner. Having general liability insurance is the absolute basis of any insurance. I would say that if you could only afford to have one insurance, I think for most businesses general liability would be the insurance they would get. It is the absolute foundation to having your business insurance in place. Essentially, general liability insurance is the protection you have in the event you're responsible, or your business is responsible for causing damage to a person or to property. And this can happen in a number of different ways. One of the most common is with a vehicle accident. Let's say your company trucks gets into an accident. You hit somebody and damage their car, and let's say they get injured. If they file a lawsuit against you, that's covered under your general liability insurance. Along the same lines, let's say you are manufacturing a product of some kind. Let's say for instance that you are a pistachio distributor. If you distribute pistachios and the people that eat them end up getting sick, let's say you get sued in a class action lawsuit for your product hurting somebody. That also falls under your general liability insurance. So as you can see, it can cover a few different scenarios that can be extremely important in protecting your business in the event that a lawsuit like this occurs. Now when it comes to how much general liability insurance you need, there are a couple of things that dictate exactly how much coverage you want to get. For most people, especially when you are first starting out in business, usually this is going to be dictated by your landlord or the vendors that you do business with. When you move into a new place, whether it be an office or retail store or warehouse, generally speaking, your landlord is going to ask for at least one million dollars per occurrence, and two million dollars aggregate just to get started. And what those limits mean is that any single lawsuit or claim that you file, you're going to have one million dollars in coverage for that single occurrence that happens. If you are unlucky enough to have two occurrences in a single year or more, the policy is going to cap out at the aggregate. Another key thing you want to look at in regards to how much insurance you get, is how much your vendors want you to have. Let's say you are a clothing distributor, if you do business with big clothing stores like Nordstrom's for instance, they might require you to four or five million dollars in general liability insurance because they want to make sure that they are protected in the event that something wrong happens with your product. So even if you are a small business, and let's say you don't have a whole lot of assets, you may have to get a lot of coverage just to make the people you do business with satisfied with the type of insurance you have. Now also, in regards to figuring out how much general liability insurance you should have, certainly the limit on your insurance should grow as your business grows. I'm Tim Gaspar with Gaspar insurance for Business.com making sure that you have the right business insurance coverage for the right price. Things to know about general liability: • General liability = basis of any business insurance • It covers damage to persons/property • Often required by landlords or vendors • Make sure the limits grow as your business grows
Views: 23018 BDCinsurance
Tips for Buying Homeowner's Insurance : Mortgages & Home Insurance
 
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Subscribe Now: http://www.youtube.com/subscription_center?add_user=Ehowfinance Watch More: http://www.youtube.com/Ehowfinance When buying homeowner's insurance, there are always a few key things that you should keep in mind to make the process easier. Get tips for buying homeowner's insurance with help from a business consultant in this free video clip. Expert: Michael Soon Lee Contact: www.EthnoConnect.com Bio: Michael Soon Lee is a professional speaker, author and business consultant who has been a real estate broker, tax professional, insurance salesperson and financial planner. Filmmaker: Steven Watkins Series Description: In the world of real estate, one of the most important financial topics you'll see come up time and again is one of insurance. Get tips on managing mortgages and home insurance with help from a business consultant in this free video series.
Views: 15933 ehowfinance
Insurance Facts : How to Buy insurance for a Pool Cleaning Business
 
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To buy insurance for a pool cleaning business, contact an insurance company through an industry association; and purchase general liability insurance, property insurance and worker's compensation insurance. Protect your pool cleaning business from damages and law suits using advice from a licensed insurance salesperson in this free video on insurance. Expert: Ned Leutz Contact: www.webberandgrinnell.com Bio: Ned Leutz is a licensed insurance salesperson at Webber and Grinnell insurance in Northampton, Mass. Filmmaker: David Pakman
Views: 1318 ehowfinance
Tips For Buying Business Insurance; Assess Your Risks
 
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http://www.StartupOwner.com Assess Your Risks Insurance companies determine the level of risk they'll accept when issuing policies. This process is called underwriting. The insurance company reviews your application and determines whether it will provide all or a portion of the coverage being requested. Each underwritten policy carries a premium and a deductible. A premium is the price you pay for insurance. Premiums vary widely among insurance companies, and depend on a number of risk factors, including your business location, building type, local fire protection services, and the amount of insurance you purchase. A deductible is the amount of money you agree to pay when making a claim. Generally, the higher deductible you agree to pay, the lower your premium will be. However, when you agree to take on a high deductible you are taking on some financial risk. So, it's important to assess your own risks before you go shopping. http://youtu.be/E1jlDPCknfQ For More information on How to start your own business, visit www.StartupOwner.com You will be able to access more Free Tips and Learn how to become a successful Business Owner Today.
Views: 27 StartupOwner
Business Auto Insurance - What do the different Symbols mean
 
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If you've looked through your Business auto policy, you've probably noticed on the dec pages that certain numbers, or 'symbols', indicate your auto liability coverage. The most common symbols are 1, 7, 8, and 9, but in-all they run 1-9. I want to give you a quick explanation of the different symbols...Symbol 1 covers your liability for any auto. It's the symbol that provides the broadest coverage and provides the most benefit to the insured. Symbol 2 covers your liability for any owned auto. Regardless of whether or not the auto is listed on the policy, if the business owns the car, there's liability coverage. Symbol 3 indicates liability coverage for 'owned private passenger autos', and Symbol 4 applies to 'other than private passengers autos'. Symbols 3 and 4 are pretty uncommon and relate mostly to niche industries. Symbol 5 applies to states that enforce 'no-fault' law, and likewise, symbol 6 applies to states that require compulsory uninsured motorist coverage. Since Texas doesn't uphold these statutes, both symbol 5 and 6 aren’t relevant in Texas. Symbol 7 indicates liability coverage for autos specifically listed on the policy. If you have symbol 7, you need to tell your agent whenever you buy a car, otherwise it won't be listed on the policy, and a liability claim may not be covered. Symbols 8 and 9 indicate hired and non-owned coverage. If, as a business owner, you or your employees hire a rental car, symbol 8 indicates that you have liability coverage. Symbol 9 or 'non-owned auto' means that If your employees use their car for work purposes, and they cause a wreck and injure people, your covered for that liability. At our agency, we've seen million dollar claims picked-up by this very valuable coverage.
TOP 10 Tips for CHEAPER Car Insurance - How to get Lower Auto Insurance Rates (2019-2020)
 
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GET FREE CAR INSURANCE QUOTES: http://lowcostcarinsuranceprice.com/ CLICK HERE Subscribe: https://www.youtube.com/user/kevinhunter7 THANK US WITH A TIP! https://www.paypal.me/consumeradvice How do you buy car insurance, and how do I get the best rate on car insurance? You came to the right place. From the Author of "How to Beat the Dealers Finance Office," "Car Scam of the Decade," and "13 Car Buying Mistakes," these are the top ten tips for cheaper car insurance as presented by Kevin Hunter. Would you like to get cheap car insurance rates? Lower auto insurance premiums? From the author of "13 Car Buying Mistakes" Kevin Hunter comes this fantastic video. Do your homework and get multiple quotes. It's your ticket to save you money on car insurance! According to Edmunds: 1. Get more than one rate quote before you commit."Company prices are very different, and it pays to shop around. You can easily wind up paying double from one company to the next," says J. Robert Hunter, director of insurance with the Consumer Federation of America, a national watchdog group.Want to get a sense of who the low-priced carriers are? The National Association of Insurance Commissioners offers a map on its Web site that lists each state's regulators. Click on your state and you're taken to the state's Department of Insurance Web site. Its consumer buying guide compares insurance premiums across a range of companies. You'll also learn how many complaints each company has logged. Surprisingly, you don't have to sacrifice service quality to score a low premium. "A lot of the lower-priced companies have the best service rates," says Hunter.There are a host of independent Web sites, like CarInsurance.com, that allow you to comparison-shop by offering online price quotes. 2. Evaluate insurance costs before you buy your vehicle.The year, make and model of your vehicle can have a profound impact on your insurance rate. All else being equal, new, expensive or sporty cars will cost more to insure than older, cheaper and more utilitarian vehicles. But you could find a substantial discrepancy even when comparing the cost to insure similar cars. So if you've got a few models on your shortlist, contact your carrier to see what rate each vehicle commands. 3. Go high on deductibles.If you're willing to give a little with your deductible, you can wind up saving big on your rates. "If you go from a $250 to a $1,000 deductible, you can save between 25 and 40 percent on your policy," says Hunter. 4. Nix collision and/or comprehensive coverage on older cars.If your older car has comp and collision coverage, you might find yourself paying more in insurance than the car is worth. "Take your comp and collision premium and add it up, then multiply it by 10. If your car is worth less than that, don't buy the coverage," says Hunter. 5. Mind your credit score. An increasing number of carriers are considering credit scores when making rate calculations. "Your credit score can be very important in determining your rate," says Hunter. "You can wind up paying up to 50 percent more if you have a bad credit score." 6. Ask about low-mileage discounts.Many carriers offer discounts to policyholders whose annual mileage is lower than the norm. Maybe you have a short commute. Or maybe your participation in the office vanpool results in fewer hours spent in your daily driver. 7. Ask about group insurance discounts. Oftentimes, insurance companies offer discounts to policyholders who are members of certain organizations or professions, such as veterans, engineers or teachers. 8. Ask about all other discounts. Some carriers offer discounts to policyholders whose vehicles bear certain safety features, like anti-theft devices or motorized seatbelts. Others give reduced rates to senior citizens, and to students whose grades meet certain requirements. "Many carriers offer discounts. Ask for them when you're shopping," says Hunter. 9. Avoid lapses in coverage. Even a brief lapse in coverage can disqualify you from receiving discounts. "They use lapses in coverage to increase your premium," says Hunter. Pay your insurance bills on time. 10. Think twice about paying in installments.Most carriers charge an administration fee to pay in installments. One carrier surveyed levied a $10 charge per installment to those who opted to break up their bill. The solution? Pay your premium up front, if at all possible. Of course, this charge is more significant for those with small premiums. If you've ever seen "The £26 a YEAR car insurance man - Martin Lewis" you're going to enjoy this video. Kevin Hunter resides in Longview, Washington with his wife Stephanie and daughters Jackie and Alison. The Business Forum Show, TBFS Radio, Street Wyze, You Don't Know JACKIE,and Children's Stories are just a few of the broadcasts and studio based video productions he does.
Views: 153236 Kevin Hunter
Why Should I Purchase Corporate Life Insurance? - Tax Tip Weekly
 
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Business owners can use corporate life insurance to minimize their corporate tax. Timeline 0:00 - Intro 0:26 - Tax-Free Death Benefit 0:53 - Tax-Free Growth 1:14 - Cheaper Corporate Dollars 1:32 - Creditor Proofing Assets 1:47 - Here's the tip Visit our website for more information and tax-related advice: http://madanca.com Follow us on social media Twitter: https://twitter.com/Madan_CA Facebook: https://www.facebook.com/MadanCharteredAccountant/ Instagram: https://www.instagram.com/madanaccounting/ Google+: https://plus.google.com/108551869453511666601/posts Download any of our free eBooks available on our website: http://madanca.com/free-tax-secrets/ (Including Tax Tips for Canadians, Personal Tax Planning Guide for Canadians: 2014 Edition and 20 Tax Secrets for Canadians) Disclaimer: The information provided in this video is intended to provide general information. The information does not take into account your personal situation and is not intended to be used without consultation from accounting and financial professionals. All figures and dollar amounts are used for example purposes only. Allan Madan and Madan Chartered Accountant will not be held liable for any problems that arise from the usage of the information provided in this video.
Views: 1496 Allan Madan
Insurance For Cleaning Business - Insurance For Cleaning Businesses Explained
 
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What is insurance for cleaning business – What is a insurance for cleaning business? 1-800-850-8819 http://www.EliteBusinessInsurance.com . What are the best types of insurance for cleaning business and learn how you can avoid the most common mistakes that individuals have made when looking to purchase insurance for cleaning business. Steps to Help in Buying Low Cost Insurance for cleaning business Business insurance is not something that is known to be cheap, as a result of the many high cost claims which are regularly presented to insuring companies. Although, even with the high rates that are expected, taking specific steps prior to your policy investment can aid in saving money while still utilizing quality protection. Utilize these four steps during your insurance for cleaning business selection process in order to reduce your expenses and gain the best policy possible. Identify Your Needs Having a good understanding of what your business may need in relation to protection can aid in reducing your costs, by avoiding unnecessary coverage. While most individuals have a general understanding of what may be needed from their insurance for cleaning business investment, it is always advisable to seek the aid from a professional to make sure all your bases are covered. Missing any element which may demand coverage can lead to potential risks that can greatly hamper business growth. Research Experiences Regardless of how long you may have been in the cleaning business industry, few can claim to have experienced all there is to experience in business troubles. Utilize research opportunities, like the internet, to help in learning from the experiences of other cleaning business owners. This will help you gain perspective on experiences you may not have had. This can help to enlighten your view of searching insurance for cleaning business options, aiding you in planning for the unexpected. Utilize Quote Comparison There are hundreds of companies looking to take your cleaning business on as a client, so never feel obligated to accept your first quote. By utilizing quote comparisons with insurance for cleaning business, you will be able to compare the cost of each company's rates; in addition to the coverage they are offering your business. It is essential when your company is seeking the best protection for their business that you take careful time to compare both the rates and the protection that comes with them. Often paying just a small amount more in your will provide you with superior business protection. Look towards Potential Discounts In an effort to remain competitive, most companies will provide businesses with short term or long term discounts which can create significant savings. Make sure you have an understanding of all the discounts that are available to you in order to get the best protection at the lowest rate possible. Every company is looking to minimize their expenses in order to reduce costs and increase the opportunity for profit. Following these four simple steps will greatly increase your opportunities to find low cost insurance for cleaning business and accomplishing this key financial objective. Feel free to subscribe to our YouTube channel and receive instant access on different insurance related topics. Thanks for watching! Related Search terms: insurance for cleaning business quotes insurance for cleaning business income insurance for cleaning business explained insurance for cleaning business reviews insurance for cleaning business review What is the best insurance for cleaning business vs the top insurance for cleaning business https://www.youtube.com/watch?v=VfZ7lpn61vE
Buying a Daycare Insurance Policy
 
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Debe Marofsky, child care insurance expert and West Bend agent, explains important details that every daycare owner should consider when purchasing general liability insurance for their center. Does your insurance agent and insurance carrier really understand your business? Can you trust that your insurance company will be there if something goes wrong? Debe knows that West Bend will always be there for her child care customers. Find out more about what West Bend and The Silver Lining can do for you: http://www.thesilverlining.com/business-insurance/types-of-business-we-insure/childcare/
How To Get Moving Company Insurance Cheaply And Easily
 
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A lot of you have been asking about how to get moving company insurance. And your in luck as I am bringing you today this quite long video that gives you an extensive understanding of moving company insurance requirements. insurance for movers and packers is something that you are going to need if you don't already have it. And it can daunting trying to get liability and cargo movers insurance. SO I talk with Blayne White today. A commercial insurance agent that knows his stuff. He can help you get all the mover insurance and he'll let you know how to purchase moving insurance. Blayne gives you his cell phone on the video but I have it here if you want to talk with him about your mover insurance needs: WEBSITE: http://www.reedia.net/ FACEBOOK: https://www.facebook.com/Blayne-White-Insurance-Agent-at-Reed-Agency-218669088632008/?pnref=story PHONE: (517) 243-2085 I will warn you. This is a very long video. It was meant to be a complete course for you. Soon I will take this video down and charge for it... But for you guys this is here free. Call Blayne with all your insurance questions. He is willing to help you, and if he can't he'll know who can and will. LET'S CONNECT! -- https://www.facebook.com/jaeburnham -- https://www.facebook.com/JaebirdSEO/ -- https://twitter.com/jaeburnham -- https://www.instagram.com/jae.burnham/ -- https://www.pinterest.com/usavemoving/ -- https://www.linkedin.com/in/jaburnham/ SUBSCRIBE! https://www.youtube.com/channel/UC2m0iuXIX4HRVuDJXVIIYXg SEND COMIC BOOKS & SOCKS: Jae Burnham TheRealJaeBurnham.Com 731 E Shiawassee St Lansing, MI 48912 Welcome to my YouTube channel! I’ll be teaching you how to be more productive and manage your time, set up systems in your business that work, how to organize and manage projects, and I’ll be sharing various tools, tech, tips, and resources for entrepreneurs looking to have a business that runs like a well-oiled machine! DISCLAIMER: This video and description may contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows me to continue to make videos like this. I only recommend products that I use and love. Thank you for your support!
Car Insurance from Dealer or Direct from Insurance company?|| FAQ || Part - 2
 
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this is the part 2 of car insurance, and we took all your frequently asked questions about the car insurance like 1- should i purchase it from dealer or direct from insurance company 2- can i claim car insurance before registration? 3- how to get car insurance claim for theft vehicle? few more car insurance related questions has been covered in this video Insurance Guide :- https://www.youtube.com/watch?v=u0cfUVznXn0 Subscribe Free Advice :- https://www.youtube.com/channel/UCHAeqYA43JwC2MQ0BbEEmPw LIKE SHARE SUBSCRIBE.....!! Visit and like my Facebook Page :- https://www.facebook.com/DESI-Driving-School-1907709322781179/
Views: 103725 DESI DRIVING SCHOOL
Insurance 101 -  Rental Car Coverage
 
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When your vacation, business, or personal travel requires use of a rental car, you may wonder about insurance protection. Is it necessary to purchase the optional coverage offered by rental car companies? What about the automatic coverage now provided by some credit cards? What protection will your Central Auto Policy provide? Watch our video for answers to these and more questions about Rental Car Coverage.
Views: 10301 CentralInsurance
Liability Insurance for Small Business - "liability insurance for small business"
 
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Liability Insurance for Small Business - "liability insurance for small business" 1-800-850-8819 http://elitebusinessinsurance.com/commercial-general-liability-insurance/ . Find out how to get the absolute cheapest general liability insurance at the highest quality in your specific area. Call 1-800-850-8819 at anytime to receive your FREE quote from hundreds of insurance carriers. Elite Business Insurance is ranked one of the best independent general liability insurance agencies in the nation, we are here to help you out and provide the CORRECT coverage at the cheapest possible price! What does General Liability Insurance protect? This coverage protects a business from legal losses in a court system. This coverage pays out in case your business has been sued because you have been negligent in some way. A very common example can be: You had a large hole in the front of your building. A reasonable person would have covered up the hole, you decided not to. Someone coming onto the premises broke their ankle because of that hole, you will now be sued (because of negligence). What is the most basic coverage with General Liability Coverage? -Bodily Injury -Property Damage -Personal Advertising Injury: such as libel or slander -Products & Completed Operations: your completed job was done incorrectly and it caused harm to others after the fact Do you really need Commercial General Liability Insurance??? EVERY BUSINESS SHOULD PURCHASE GENERAL LIABILITY INSURANCE!!! especially in today's age with the willingness to sue, this type of coverage is a bare necessity -if you damage someone's property, you get sued -if you libel someone or slander someone, you get sued -if you build something and it is not done correctly, you get sued Simply put, you need protection for this liability. Call as ask for a quote today! How can Elite Business Insurance help you decide which company is best to use? Here at Elite Business Insurance, LLC, we make sure to shop hundreds of carriers for each client. Known throughout the industry as an established independent insurance agency gives us an advantage to the everyday business owner. Rather than placing a square peg in a round hole, we mold you specific commercial general liability insurance needs into various scenarios offering the best possible carriers with the best prices. http://elitebusinessinsurance.com/commercial-general-liability-insurance/ Give us a call to obtain your FREE QUOTE 800-850-8819!!! We look forward to helping you... Please subscribe to our channel http://www.youtube.com/watch?v=v-iNAFSCBiQ
Commercial Insurance vs Personal Insurance
 
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Find out if you need commercial vehicle insurance for your business vehicles. Learn common situations that could require you to purchase commercial insurance vs. personal insurance. Visit http://www.progressivecommercial.com to find additional information and to see how much you can save on your commercial vehicle insurance.
Views: 6583 Progressive Insurance
Two Wheeler Insurance Online | How to Renew Expired Insurance Easily | How To Buy Or Get Insurance
 
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Buy And Renew Two Wheeler Insurance Policy or Long Term Bike Insurance Online ... • Quick Policy Issuance • No Inspection, No Extra Charges • Lowest Premium Guarantee on Two-Wheeler Insurance Policy Bazar Site:- https://cll.press/5P0a3RxZ 1. Click Link and "Fill Captcha"or "Click Here to Continue" 2. Click on "Get Link" ---------------------------------------------- ---:NOTE:--- ---:NOTE:--- ---:NOTE:--- If you Want to "Earn some Money" then watch this... PeSave:- https://youtu.be/gPe1Pf4dUMU Watch Top Video:- ► Create Corporation Bank Internet Banking New User https://goo.gl/VT4DzB ► Aadhar Card Change Kare Bina Register Mobile Number Ke https://goo.gl/8yj9SR ► Xiaomi Redmi 4A Top Hidden Features Full Review https://goo.gl/FSguqg ► Download Youtube Video On Mobile https://goo.gl/vZuKWE ► Cheapest Internet Plans Must Watch https://goo.gl/Yjmwm3 ►How To Get More Discount On Ebay https://goo.gl/XeTrCw ► Aadhar Crad Me Mobile No. Register Kare 40Rs. Me https://goo.gl/sPpEBy ► Subscribe My Channel:- https://goo.gl/j9osFS
Views: 275596 My Hindi Support
Cancer Insurance : A Worthwhile Purchase ?  Money Money Money
 
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According to a study conducted by Edelweiss Tokio Life Insurance, 75 percent of cancer patients in India are either not insured or inadequately insured. This means that along with mental and physical strain, cancer ends up being a huge financial hit as well on these patients and their families. CNBC-TV18 is India's No.1 Business medium and the undisputed leader in business news. The channel's benchmark coverage extends from corporate news, financial markets coverage, expert perspective on investing and management to industry verticals and beyond. CNBC-TV18 has been constantly innovating with new genres of programming that helps make business more relevant to different constituencies across India. India's most able business audience consumes CNBC-TV18 for their information & investing needs. This audience is highly diversified at one level comprising of key groups such as business leaders, professionals, retail investors, brokers and traders, intermediaries, self-employed professionals, High Net Worth individuals, students and even homemakers but shares a distinct commonality in terms of their spirit of enterprise. Subscribe to our Channel: https://goo.gl/hKwgtm Like us on Facebook: https://www.facebook.com/cnbctv18india/ Follow us on Twitter: https://twitter.com/CNBCTV18News Website: https://www.cnbctv18.com/
Views: 331 CNBC-TV18
Online car Insurance Policy का सच || Service Network Reality || How to Buy
 
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Namaste Doston, aap logon ne bhi apni gaadi ya bike ka online insurance karwaya hoga. or bahut se log ye sawaal mujhse poochte bhi hain ki online insurance karwana sahi rahega ya nahi. to iss video me maine ye bataya hai ki policy bazaar se online insurance lene se pehle kin kin baton ka dhyan dena hai. LIKE SHARE SUBSCRIBE.....!! Visit and like my Facebook Page :- https://www.facebook.com/DESI-Driving-School-1907709322781179/ Online car insurance online motor insurance How to buy online insurance #CarInsurance #onlinecarinsurance #Policybazaar
Views: 113103 DESI DRIVING SCHOOL
Business Insurance | Pawson Insurance | Simply best way to purchase insurance in CT
 
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Get a Quote Today! http://pawson.com/insurance-products/business-insurance-connecticut/ Your day-to-day operations can be complex; understanding Business insurance doesn’t have to be. With an experienced Pawson insurance agent you will be able to get the right commercial coverage for your enterprise. Our experience local agents will provide not just one portion of your business insurance needs, but all of your commercial coverage, from commercial vehicle insurance to professional liability coverage to workers comp.
Views: 14 Pawson Insurance
Product Liability Insurance for your food product.
 
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In the quick video, insurance professional Trevor Barone walks us through product liability insurance, how to purchase and why you need it to grow your food business. Contact Trevor at [email protected] for your food product.
Views: 154 Tim Forrest
Cost of Health Insurance for Self Employed
 
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Does your employer currently pay for most of your health insurance? Are you curious how much it will cost to pay for it yourself? That is, if you are looking to become self-employed, how much will it cost you? Really... roughly how much? Is it $100? $200? $500? $1000? Watch to get a good idea how much it will cost you. Honey Badger Infinite Vacation T-shirt and Hoodie sale: http://bit.ly/2FBAeLA Get a free audio book just for trying. http://www.audibletrial.com/BeatTheBush Support more videos like this along with getting a bunch of perks here: http://www.patreon.com/BeatTheBush Amazon: https://amzn.to/2INcLsm (Buying any product after clicking my link helps my channel.) ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ My Channels: https://www.youtube.com/BeatTheBush https://www.youtube.com/BeatTheBushDIY
Views: 22361 BeatTheBush
Do You Need Insurance and Bonding as a House Cleaner
 
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Do you need insurance and bonding if you're a solo house cleaner? And do you need insurance AND bonding or is it just a way to market your cleaning business? We Ask a House Cleaner about if insurance and bonding are more than fancy credentials. Angela Brown, The House Cleaning Guru says being bonded and insured protects you and it protects your customers. If you ruin, break or damage property while cleaning your clients expect you to replace or repair those belongings. Today's sponsors are Savvy Cleaner Training, My Cleaning Connection, and HouseCleaning360. *** COMPLETE SHOW NOTES FOR THIS EPISODE *** http://askahousecleaner.com/insurance-and-bonding/ *** MORE VIDEOS LIKE THIS *** Credit Cards - https://youtu.be/VM-frN4bFA8 Close Out - https://youtu.be/pgcbbIkbOQo Broken Vacuum - https://youtu.be/wmCpLk43Eic Fire My Cleaning Employee for Being Late and Lazy? - https://youtu.be/AtfN4QDH4Qo No Money - How to Start a Cleaning Business When You're Broke - https://youtu.be/3MjZ0DyzvIs Time - My Hours Are My Own, Right? - https://youtu.be/maxtjyUVcmw Percentage of Clean vs. Messy Houses - https://youtu.be/HYRiab7ldu4 Should I Hire Family for My House Cleaning Business? - https://youtu.be/PRCkm4v8uP8 Family? Your Cleaning Clients Are Not Your Family! - https://youtu.be/mMav5DNtYes *** RESOURCES FROM THIS EPISODE *** Starting A Business: The 15 Rules for A Successful Business - http://amzn.to/2nPxovp Contract Suretyship: From Principles to Practice - http://amzn.to/2C0UlAO Insurance: A Big Decision for Small Business - http://amzn.to/2E61KVk Principles: Life and Work - http://amzn.to/2E6xwkZ 7 Things to Know Before Buying Insurance for your Cleaning Business - http://bit.ly/2EN6UTt Do I Need Insurance for My Housekeeping Business? - http://bit.ly/2EN7sJ1 *** OTHER WAYS TO ENJOY THIS SHOW *** ITUNES - http://apple.co/2xhxnoj STITCHER - http://bit.ly/2fcm5JM SOUNDCLOUD - http://bit.ly/2xpRgLH GOOGLE PLAY - http://bit.ly/2fdkQd7 YOUTUBE - https://goo.gl/UCs92v *** GOT A QUESTION FOR A SHOW? *** Email it to Angela[at]AskaHouseCleaner.com Voice Mail: Click on the blue button at https://askahousecleaner.com *** HOUSE CLEANING TIPS VAULT *** (DELIVERED VIA EMAIL) - https://savvycleaner.com/tips *** FREE EBOOK – HOW TO START YOUR OWN HOUSE CLEANING COMPANY *** http://amzn.to/2xUAF3Z *** PROFESSIONAL HOUSE CLEANERS PRIVATE FACEBOOK GROUP *** https://www.facebook.com/groups/ProfessionalHouseCleaners/ *** LOOKING FOR WAY TO BOOST YOUR FANDOM? *** https://www.facebook.com/groups/HouseCleaning360/ *** FOLLOW ANGELA BROWN ON SOCIAL MEDIA *** https://Facebook.com/SavvyCleaner https://Twitter.com/SavvyCleaner https://Instagram.com/SavvyCleaner https://Pinterest.com/SavvyCleaner https://Linkedin.com/in/SavvyCleaner *** WHAT IS ASK A HOUSE CLEANER? *** Ask a House Cleaner is a daily show where you get to ask your house cleaning questions and we provide answers. Learn how to clean. How to start a cleaning business. Marketing and Advertising tips for your cleaning service. How to find top quality house cleaners, housekeepers, and maids. Employee motivation tactics. Strategies to boost your cleaning clientele. Cleaning company expansion help. Time-saving Hacks for DIY cleaners and more. Hosted by Angela Brown, 25-year house cleaning expert and founder of Savvy Cleaner Training for House Cleaners and Maids. *** DISCLAIMER *** During the shows we recommend services, sites, and products to help you improve your cleaning and grow your cleaning business. We have partnerships or sponsorships with these companies to provide you with discounts, and savings. By clicking on and buying from these links we may receive a commission which helps pay for the production costs of the show. Support the show so we can continue to bring you free tips and strategies to improve your cleaning and help you grow your cleaning business. THANK YOU! *** SPONSORSHIPS & BRANDS *** We do work with sponsors and brands. If you are interested in working with us and you have a product or service that is cohesive to the cleaning industry reach out to our promotional department info[at]AskaHouseCleaner.com *** THIS SHOW WAS SPONSORED BY *** SAVVY CLEANER - House Cleaner Training and Certification – https://savvycleaner.com HOUSECLEANING360 – Referral database of the world’s most prominent home service providers and the homeowners they serve. https://housecleaning360.com
Views: 9929 Angela Brown
Buying an Insurance Agency: Part 1 - An Introduction to the Agency M&A Market
 
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www.agencybrokerage.com Buying an Insurance Agency -- An introduction to the M&A Market This video is a 24 minute introduction to buying an independent insurance agency, including an introduction to the insurance agency mergers and acquisitions marketplace, how to value an acquisition opportunity as a buyer and structure the acquisition transaction, and the process of actually finding and acquiring an insurance agency. For further information, please see www.agencybrokerage.com. The moderator for the presentation is Michael Mensch, an experienced insurance agency mergers & acquisitions advisor. Copyright 2013. Partial Transcript of "Buying an Insurance Agency -- An Introduction to the Agency M&A Market" Michael Mensch, Certified Business Intermediary, Merger & Acquisition Master Intermediary Agency Brokerage Consultants is a merger & acquisition advisory firm to the insurance brokerage industry. www.agencybrokerage.com Valuation & Planning Services: Insurance agency market valuation; Financial and operational review of an insurance agency; Performance benchmarking against other insurance agencies; Strategic planning for the selling of an insurance agency Sell Side Engagement Services: Insurance agency market valuation; Preparation for selling an insurance agency; Insurance agency buyer discovery and disclosure; Offer negotiation; Due diligence management; Purchase contract review; Contract execution; Post-closing resolutions Buy Side Engagement Services: Prospecting for owners that may want to sell their insurance agency; Owner introduction; Data collection and preliminary valuation of insurance agencies; Offer negotiation; Due diligence management; Purchase contract review/preparation; Contract execution and post-closing resolutions Team credentials include: Merger & Acquisition Master Intermediary; Certified Business Intermediary; Certified Valuation Analyst; Certified Appraiser; Securities & Real Estate brokers Why invest in buying an insurance agency? •It is an investment that you likely understand. •You can often obtain a 25% or better annual return on capital by buying another insurance agency. •It can increase your revenue and cash flow both through the acquisition and through synergies. •It can increase the equity in your insurance agency non-linearly. Where to find opportunities for buying an insurance agency? •Online o Plan to look at 20+ opportunities before having a chance at even being in the game •Talk to people o Plan to wait 2+ years •Do your own prospecting o Plan to make 1,000+ calls •Contact M&A and broker intermediaries that sell insurance agencies o For current opportunities o To get added to their buyer contact list o To prospect on your behalf for agency owners that might want to sell Who is the competition when looking to buy an insurance agency? •National insurance agencies and brokerages •Regional insurance agencies and brokerages •Investment groups •Local insurance agencies and brokerages •Licensed insurance agents There are potentially thousands of would-be buyers of insurance agencies! Difficult for the average insurance agency buyer to find and secure an opportunity! How do you increase your chances of buying an insurance agency? 1. Target buying smaller insurance agencies (under $1M revenue) 2. Widen your buying search criteria 3. Know how large of an agency you can afford to buy 4. Understand the acquisition process 5. Be flexible when structuring a deal 6. Move diligently on acquisition opportunities 7. Hire a professional to search for you Some things to understand You will most likely need: •20-30% of the purchase price for the agency in cash. •to pay a "market value multiple" for an agency. •to deliver 70% or more of the purchase price to the seller at closing. •to demonstrate knowledge of the acquisition process. The seller will most likely: •not care about your successes or that of your company. •move at his/her own speed. •have no empathy for you if you can't close the deal. Part 2 of this video series: What's an Insurance Agency Worth? •Ways to analyze the purchase of an insurance agency as an investment •Understanding transaction terms for acquiring an insurance agency Part 3: The Acquisition Process Our M&A Advisory Value •Originate insurance agency acquisition opportunities •Facilitate discussions between the parties •Perform a pre-due diligence on an insurance agency or brokerage •Assist with drafting and negotiating purchase offers •Assist with due diligence of an insurance agency or brokerage •Assist with financing the purchase of an insurance agency or brokerage •Reduce stress and time on all parties •Make a deal happen!
Views: 3553 AgencyBrokerage
Insurance Agency Valuation Basics
 
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www.agencybrokerage.com Insurance Agency Valuation Basics This video is a 20 minute introduction to insurance agency valuations, including a discussion of why agency principals have them performed and considerations prior to initiating one. If you are thinking of selling your insurance agency or just want to know the value of your insurance agency, then this is a great starting point for information. For further information, please see www.agencybrokerage.com. The moderator for the presentation is Michael Mensch, an experienced insurance agency mergers & acquisitions advisor. Copyright 2013. Partial Transcript for "Insurance Agency Valuation Basics" Michael Mensch, Certified Business Intermediary, Merger & Acquisition Master Intermediary Agency Brokerage Consultants is a merger & acquisition advisory firm to the insurance brokerage industry. www.agencybrokerage.com Valuation & Planning Services: Insurance agency market valuation; Financial and operational review of an insurance agency; Performance benchmarking against other insurance agencies; Strategic planning for the selling of an insurance agency Sell Side Engagement Services: Insurance agency market valuation; Preparation for selling an insurance agency; Insurance agency buyer discovery and disclosure; Offer negotiation; Due diligence management; Purchase contract review; Contract execution; Post-closing resolutions Buy Side Engagement Services: Prospecting for owners that may want to sell their insurance agency; Owner introduction; Data collection and preliminary valuation of insurance agencies; Offer negotiation; Due diligence management; Purchase contract review/preparation; Contract execution and post-closing resolutions Team credentials include: Merger & Acquisition Master Intermediary; Certified Business Intermediary; Certified Valuation Analyst; Certified Appraiser; Securities & Real Estate brokers Some uses for a insurance agency appraisals: Buy/sell agreements; insurance agency merger and acquisition transactions; ESOPs or going public; Gift, estate and income taxes; Life insurance; Divorce, damage cases, shareholder dispute and corporate dissolution Definition & purpose of valuation •What is being valued? •What is the effective date? •What are the ownership characteristics? •What is the intended use? •The purpose and conditions do impact the appraised value. Standards of value •Fair market, Investment, or Intrinsic value •Premise of value - Going concern or liquidation •Identification of assets - Particularly any rights or restrictions by 3rd parties Differences between "small" and "big" insurance agencies: Legal entity; Management structure; Owner's involvement in sales; Identity and perception of business; Financial stability; Quality of accounting; Ownership transition The Analysis Process: •Financial - 3-5 years of financial statements to determine "earnings" •Book of Business - 3-5 years of revenue reports to determine the inherent risk of the book of business. •Operational - Series of questions about the overall management, marketing, staffing, etc of the agency. Insurance Agency Appraisal Methodologies: 1. Asset - Value based on the assets 2. Income - Value based on the earnings 3. Market - Value based on sale prices of "similar assets" •Multiple insurance agency valuation methods should create a bracketed value or value range. •Value could be discounted due to: Risk factors; Working Capital requirements; Controlling interest concerns; Marketability of the asset; •The Fair Market Value of an independent insurance agency is not the "real market value" because FMV: Assumes a generic buyer; Uses average or textbook multipliers and discounts; Assumes "cash value". •If you are thinking of selling your insurance agency or buying an insurance agency, then you need a valuation from an experienced merger and acquisition firm. Final Thoughts on getting an Insurance Agency Valuation •There are many legitimate reasons to get an insurance agency valuation. •Various factors can influence the appraised value of an insurance agency. •The valuation process should be thorough. •No two insurance agencies are the same or "average". •Seek an industry professional engaged in insurance agency mergers and acquisitions. Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Nebraska, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Wisconsin
Views: 6342 AgencyBrokerage
Insurance Company Lecture 1
 
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This is the video for Insurance Company Final Accounts at CA Intermediate Level. Go through the complete lecture for full conceptual clarity. PLEASE SUBSCRIBE THE CHANNEL & PRESS BELL ICON to receive continuous updates about videos being posted. Stay tuned to channel for more videos. Check the channel for more videos already uploaded. To Purchase the Lectures: Helpline Number 84218 84218, 75887 75887 Website http://www.cavidya.com/ Connect with me: Facebook Page Link https://www.facebook.com/cavidya/ Facebook Profile Link https://www.facebook.com/anandbhangariya Insta Handle https://www.instagram.com/anandbhangariya/
Views: 4072 Anand Bhangariya
TRAVEL INSURANCE: TRAVEL TIPS, TRICKS & HACKS
 
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Travel Insurance - some people swear by it, others never use it. So what's the big fuss? We'll tell you everything you need to know. SUBSCRIBE & BECOME A VAGABUDDY! http://bit.ly/Vagabrothers Recommended Insurance Providers: + World Nomads: http://bit.ly/WorldNomadsInsurance + Insure My Trip: https://www.insuremytrip.com/ + STA Travel: http://bit.ly/STAInsurance + Allianz Travel Insurance: http://bit.ly/AllianzTravelInsurance VAGABROTHERS: We're Marko and Alex Ayling, brothers, backpackers, and video bloggers on a mission to explore the world through its people. We're on the road all the time, cranking out videos a few times a week. Subscribe and join the adventure! + INSTAGRAM: https://www.instagram.com/Vagabrothers + TWITTER: https://twitter.com/vagabrothers + FACEBOOK: https://www.facebook.com/Vagabrothers + SNAPCHAT & STORIE: @Vagabrothers + WEB: http://www.vagabrothers.com Want to help fund our travels? If you are going to buy something from Amazon, click on the links below before you make your purchase and we'll get a percentage of your final sale. Cheers! This film was made with: - F-Stop Satori Backpack: http://bit.ly/1o9EiUa - Sony A7s Mirrorless Camera: http://amzn.to/1xSSvJF - Sony 24-70mm F4 Vario Tessar Lens http://amzn.to/1J3GqJj - Sony 24-240mm f/3.5-6.3 Zoom Lens http://amzn.to/1HVMr6S - Sony Cyber Shot RX100iv http://amzn.to/1foXGxX - DJI Inspire 1 Drone (2 Controller) http://amzn.to/1USOWQG - Go Pro Hero 3+: http://amzn.to/1qSmySV - Go Pro Suction Cup Mount: http://amzn.to/1r51tow - Go Pro Accessory Kit: http://amzn.to/1rtIQcZ - Promaster CX525 Tripod: http://amzn.to/1CbyPEG - Promaster Superlite 3-Way Head: http://amzn.to/1ypnbaO - SD 32GB Memory Sticks: http://amzn.to/1mqOxYJ - Sennheiser MKE 400 Shotgun Mike: http://amzn.to/1mqOBHT - Zoom H1 Portable Digital Recorder: http://amzn.to/XVPSuY - Joby GP3 GorillaPod: http://amzn.to/1mKPDPn - Pico Flex Table Dolly: http://amzn.to/1ogQvXg - Pelican 0915 Black SD Memory Card Protective Case: http://amzn.to/1smkuUy
Views: 73347 vagabrothers
Commercial Auto Insurance Florida - Great Commercial Auto Insurance Florida Rates
 
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What is commercial auto insurance florida – What is a commercial auto insurance florida? 1-800-850-8819 http://www.EliteBusinessInsurance.com . What are the best types of commercial auto insurance florida and learn how you can avoid the most common mistakes that individuals have made when looking to purchase commercial auto insurance florida. Commercial Auto Insurance Florida Quote - For Your Commercial Vehicle Commercial auto insurance Florida is important especially if you drive vehicles like trucks, delivery vans, buses and other vehicles for business. Commercial insurance provides protection against losses incurred as a result to vehicular accidents and also against liabilities that could be incurred in an accident. Accidents may come unexpectedly and one needs to prepare for them. All states required automotive insurance to all vehicles and this is not by choice but enforced everyone who has cars or vehicles. Even private car needs auto insurance as well as commercial vehicles. Although other state don't required liability insurance but they have to pay for a certain amount as annual fee. Penalties are imposing to those who don't purchase auto or car insurance for their car but it varies by state. Actually there is a minimum required by law and its third party insurance to protect third parties against financial consequences of loss, damage as well as injury caused by vehicular accident. Commercial auto insurance Florida for trucks, van insurance provides basic and special coverage for businesses. Before purchasing one, you should have some knowledge regarding commercial car or auto insurance. You may do your window shopping through online and ask for free commercial auto insurance quote. It's easy and convenient in time and day of your choice. Usually in commercial car insurance Florida quotes you need to be covered when you pick up or deliver goods and not only that, people as well such as driver or employee of a certain business establishment who drive business car. Most commercial insurance required liability insurance. If ever you don't have liability insurance, you need to have sufficient assets to pay claims if ever you cause an accident. The minimum requirements of commercial automotive insurance are the same with the personal insurance. One knows that the reason why commercial insurance is needed when you have a vehicle is that, it supports you to pay for all the damages on your car and if ever you have a full coverage, then much better. The reason one should get commercial auto insurance quote is that, you can compare the cost, the coverage where it suits your needs, the benefits you can get as well as the third party and find the cheapest commercial auto insurance. The best way before purchasing commercial auto insurance is to shop around and ask for a quote and just be sure you got your commercial auto insurance from a reputable insurance company. Some insurance companies give bigger discount and have good coverage with lower cost. Actually credit records help a lot especially when you have a good record, aside from discount for sure they will give you a good price for the commercial coverage of your choice. So there are things you did that help you get a lower price on a policy. Obtaining a good clean credit records and high credit points is an advantage when you purchase commercial auto insurance in Florida. The quickest and easiest way to get a commercial auto insurance quote is through the internet. Feel free to subscribe to our YouTube channel and receive instant access on different insurance related topics. Thanks for watching! Related Search terms: commercial auto insurance florida quoted commercial auto insurance florida explained commercial auto insurance florida reviews commercial auto insurance florida review What is the best commercial auto insurance florida vs the top commercial auto insurance florida https://www.youtube.com/watch?v=w9dwsQhueCQ
Home business insurance
 
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Most homeowners policies exclude damages arising from a home-based business pursuit. You can typically purchase a liability extension or separate liability policy to cover your home business risks. [email protected]
Moving Truck Insurance - Moving Truck Insurance Quotes
 
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What is moving truck insurance – What is a moving truck insurance? 1-800-850-8819 http://www.elitebusinessinsurance.com . What are the best types of moving truck insurance and learn how you can avoid the most common mistakes that individuals have made when looking to purchase moving truck insurance. Is it Worthwhile to Buy the Additional Rental Truck Insurance When Renting a Truck? When you plan a move, you will have to consider how you are going to get all of your belongings to your new place, especially the large items. Most people will often rent a truck to move all of their items. This allows them to cut down on the number of trips they have to make. One option you have to consider is whether it is worthwhile to purchase rental truck insurance. In order to determine if you need additional insurance is to check to see if your insurance company will cover a rental truck. Not all insurance providers offer truck rental insurance. Rental truck insurance is offered by rental companies and there are number different types of insurance coverage that can be offered. You can acquire insurance from a rental company that will provide coverage for such events as truck rental theft and physical damage for incidents that one's personal, auto, or credit card insurance will not cover. Companies will also offer a Physical Damage Insurance where one has no financial responsibility for any loss or damage. As well, one may have the option of choosing Limited Damage Insurance where one is responsible for the first $500 of loss or damage. Both types can provide coverage for all loss, damage to the rental truck, and towing, impounding, and administrative expenses. Another type of insurance one can acquire is Liability Insurance. Liability protects against physical injury claims and property damage claims made by others in the event of an accident. There is usually a liability limit of $1,000,000. It is important to review any exclusion that may be listed in the policy. One may also be able to choose Personal Accident and Cargo (PAC) insurance. This can include benefits if you or your passengers are injured, or your belongings are damaged. It can also provide coverage for loss of life and medical expenses. Tow Protection is another type of renters insurance which can cover damage to one's vehicle while it is being towed by the rental truck. Coverage can also include: fire or explosion, flood, windstorm or hail, overturning of the rental truck or towing equipment, and collision of the rental truck or towing equipment with another vehicle or object. People can usually sign up for additional truck insurance when they go to pick up the truck, or sign up online when one books their truck rental. Your rental agreement will state the additional insurance you have purchased. Before you choose a truck rental company, it pays to shop around for the best deal. It is important that you have complete coverage before you begin to drive the rental truck. As well, if you are crossing state lines, make sure that you are covered in other states. If you are not covered by your own insurance provider, you should obtain additional truck rental insurance. Using a rental truck is an easy way of moving your belongings. It is important that you are covered so that you do not end up with an enormous rental expense Feel free to subscribe to our YouTube channel and receive instant access on different insurance related topics. Thanks for watching! Related Search terms: moving truck insurances moving truck insurance income moving truck insurance explained moving truck insurance reviews moving truck insurance review What is the best moving truck insurance vs the cheapest moving truck insurance https://www.youtube.com/watch?v=4gg-j-o3xhY
ICICI Lombard General Insurance Company’s new Stock Purchase
 
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ICICI Lombard General Insurance Company’s new Stock Purchase ICICI Lombard General Insurance Company is a major institution investing in the Indian Stock Markets. Here, we talk about a small cap Publication Services Outsourcing stock where they have bought a huge no. of stocks on the National Stock Exchange via a bulk deal. Here the seller was the Goldman Sachs India Fund Ltd.. Please remember this is not a stock recommendation and one must conduct his/her own research prior to acting on any of the information that is presented herewith. This and all other content on this channel is intended to be a piece of news. Happy Investing!!!
Views: 2312 Profit In Equities
Advice on Buying Health Insurance in Las Vegas
 
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http://vegashealthinsurancesecrets.com/ Today's video is about buying health insurance in Southern Nevada. This applies to Las Vegas, North Las Vegas, Henderson, Boulder City, Mesquite, Pahrump and any other town in Nevada. This video includes some tips and advice to keep in mind. A lot of you who watch my videos are planning on moving to Las Vegas or are already living in Las Vegas, and there is a good chance that you want to have medical coverage in case you ever need to go to see a doctor in his office, go to urgent care or need emergency treatment. There are brokers who specialize in selling health insurance here in the Las Vegas Valley. They can help you with purchasing a health plan on the marketplace or they can help you other plans that may not be on the open market. You can buy insurance as an individual, for your family or your large or small business to cover your employees. Also, many agents who sell health insurance also sell life insurance (whole, term, etc) and supplemental life insurance. The field insurance is vast and can be complex, so it can be very beneficial to have someone help you navigate any issues that you may have in regards to your coverage. Be sure to use the link above to get in touch with a professional. Thanks for watching! Let's do business together! What a great way to reach a solid responsive audience of people who love Las Vegas. You can sponsor a video, get a shout out, or sponsor the whole channel. Send all inquiries to [email protected] ----------------------------------------------------------------------------------- Jacob's 50 Best Vegas Tips 2019: https://gum.co/50tips ----------------------------------------------------------------------------------- Join me and others on Patreon: ▶https://www.patreon.com/jacobslifeinvegas ---------------------------------------------------------------------------------- How To Reach Me: 📞Book 1 on 1 Consulting: https://clarity.fm/jacoborth ----------------------------------------------------------------------------------- TIP JAR ⏩PayPal: https://www.paypal.me/jacoborth ----------------------------------------------------------------------------------- MY PRODUCTS 💪Get Fit For Your Las Vegas Vacation! https://jacobslifeinvegas.teachable.com/p/las-vegas-weight-loss/ ✅Moving to Las Vegas Beginner’s Guide https://gumroad.com/l/vFgeJ 💰Making Money in Las Vegas with Uber & Lyft https://gumroad.com/l/kFPIY -------------------------------------------------------------------------------------- Tool I Use to Grow My YouTube Channel! ➡https://www.tubebuddy.com/jacobslifeinvegas -------------------------------------------------------------------------------------- Las Vegas Souvenirs 🎉https://amzn.to/2EhCw4I -------------------------------------------------------------------------------------- For all business inquires contact [email protected] 📦Mailtime Address 8020 S. Rainbow Blvd. #100-228 Las Vegas, NV 89139 Website: http://www.jacobslifeinvegas.com SOCIAL MEDIA https://www.facebook.com/JacobslifeinVegas-281682135353468/ https://instagram.com/jacobslifeinvegas/ https://twitter.com/JacobsVegasLife =============================== Thanks for watching! ✅Please subscribe http://www.youtube.com/user/JacobslifeinVegas?sub_confirmation=1 This video is not to be reproduced without prior authorization. The original YouTube video may be distributed & embedded, if required. DISCLAIMER: This video and description contains affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for the support!
Views: 1536 JacobslifeinVegas
What kind of insurance do I need for my small business?
 
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Depending on the size of your business you may be required to purchase Business Insurance. Risks and exposures such as injuries, lawsuits, employee dishonesty, and property damage can wipe out your small business and all you've worked for. Be sure you're protecting yourself and your livelihood with the best small business insurance!
Do I need Small Business Insurance?
 
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Please subscribe to our Youtube channel and receive valuable insurance tips, how to's, and visit our website at http://insurancequotes.com Do You Need Small Business Insurance? If you've just started a small business, it's important to make sure that you are legally and financially protected against risk. Here are three questions you should ask to find out if you need business insurance. 1. Do customers come to your workplace? If customers come to your office, business liability insurance is essential to protect you from a lawsuit if someone gets injured. This is true even if you work from home, since business clients won't be covered through your home or renters insurance policy. 2. Do you have valuable merchandise or equipment? If you own business-related equipment or products, they aren't covered by your home or renters insurance if they get damaged or stolen. You need business property insurance to protect the value of your business assets. 3. Do you have a home-based business? If you have a home-based business, own few business assets, and customers don't come to you, a home insurance business rider may be a solution. This rider may cost about $100 a year for up to $2,500 in property coverage. If you need more, you can purchase an in-home business policy, which covers up to $10,000 for approximately $500 per year. For more information about insurancequotes.com you can also visit our facebook page at https://www.facebook.com/InsuranceQts
Views: 598 insuranceQuotes.com
We Bought Our Wrecked BMW Back From Insurance? (Super Cheap)
 
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After some negotiations with insurance, we were able to buy back our BMW! Now comes the process of rebuilding it. We also take our Ferrari F430 (cheapest in the USA) to its first car show! The car is a monster! Get free supercharging for life when you purchase a new Tesla model S or X using my Tesla referral code: http://ts.la/jeff1173 Subscribe to JR Garage for more videos: http://tinyurl.com/SubToJRGarage JR Business: https://www.youtube.com/channel/UCmA06PHZc6O--2Yw4Vt4Wug JRGarageStore: https://www.JRgaragestore.com Follow us on Instagram: https://www.instagram.com/jrgarage Snapchat: @JRGarageYoutube Like us on Facebook: https://www.facebook.com/JRGarageYouTube Music: JPB & MYRNE - Feels Right [NCS Release] https://soundcloud.com/andrewapplepie
Views: 45219 JR Garage
How and where to buy Alarm & Security Company Insurance
 
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A short video advising on how and where to buy business insurance for Alarm & Security companies. For more details, please follow the link: http://www.insurance-policies.co.uk/alarm-companies-insurance-quotes/
Views: 40 Richard Bushnell
Searching for Company Insurance in Conroe TX?
 
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Call 281-445-1381 for a quote http://baxter-agency.com/business-insurance-in-montgomery-tx/ Your small business prepares to introduce, so exactly what insurance do you need to purchase? Business is unpredictable. However purchasing your Business Insurance Policy in Texas should not be. Typically, the objective of doing business is maximizing profits, while reducing expenses. This indicates making strategic plans that represent anticipated expenses and delineate actionable strategies that thoroughly reinvest the profits. Keeping expenses to an appropriate level involves finding cost effective, extensive business insurance that can reduce the cost of unanticipated losses, like natural catastrophes, claims, worker injuries, and more. However, just how much business insurance in Texas is enough? The state of Texas business policies department figures out the standard insurance requirements. Among the typically required policies are workers compensation, unemployment, and disability insurance. However these may not be enough. Business insurance packages in Texas can consist of any of the following coverage's: - Entrepreneur Policies (BOP). - Worker's Payment. - General Liability. - Errors & Omissions. - Business Automobile. - Business Property. - Group Advantages. - Professional Liability. We comprehend the value of having cost effective, extensive business coverage in place, no matter how big or small the business may be. We can identify the required state policies and suggest more extensive and cost effective business insurance options. Call us today to talk about the best policy for you and your business. The Baxter Insurance Agency serves the following communities in and around Houston… Houston, South Houston, North Houston, Missouri City, Humble, Sugar Land, Spring, Crosby, Katy, Cypress, Porter, Huffman, Tomball, Conroe, New Caney, Pinehurst, Magnolia, Waller, Montgomery, and The Woodlands. Call us today at 281-445-1381 http://www.youtube.com/watch?v=eHLdXnmKJhI
Views: 1 Sophia Mari

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